January Technologies, Inc
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt
CFPB collection forwarding receipt
Forwarded record DC-JANUARY-TECHNOLOGI January Technologies, Inc
509 DC complaints · rank #177/656 · 99.4% timely
- DC 509
- RANK #177/656
- TIMELY 99.4%
- RELIEF 0%
- DISPUTE n/a
- STATES 44
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Nationwide Recovery Systems…
Volume peers
Photo peer: Nationwide Recovery Systems, Ltd (509)
January Technologies, Inc's 509 debt-collection complaints sit next to Nationwide Recovery Systems, Ltd (509) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for January Technologies, Inc →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2022 | 36 |
| 2023 | 58 |
| 2024 | 162 |
| 2025 | 290 |
| 2026 | 72 |
Complaints by State (Top 15)
What the CFPB Record Shows for January Technologies, Inc
January Technologies, Inc sits at #177 of 656 debt collectors in this extract by debt-collection complaint volume (73rd percentile), the same ordering shown on /collectors. 509 debt-collection complaints against January Technologies, Inc appear in the CFPB record - 82.4% of the 618 complaints filed about this entity. The 44 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
The company's timely response rate is 99.4%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for January Technologies, Inc → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for January Technologies, Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (509 here).
Frequently asked questions
How many CFPB debt-collection complaints does January Technologies, Inc have?
January Technologies, Inc has 509 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #177 of 656 collectors by that volume.
Does January Technologies, Inc respond to CFPB complaints on time?
January Technologies, Inc's timely response rate on CFPB complaints is 99.4%.
What issue do consumers cite most about January Technologies, Inc?
The most-cited issue in complaints about January Technologies, Inc is "Attempts to collect debt not owed."
How should I read January Technologies, Inc's CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.