Associated Credit Services, Inc.

What the CFPB Record Shows for Associated Credit Services, Inc.

Associated Credit Services, Inc. sits at #179 of 656 debt collectors in this extract by debt-collection complaint volume (73rd percentile), the same ordering shown on /collectors. Associated Credit Services, Inc. has 503 debt-collection complaints on file with the CFPB, which represents 87.8% of the 573 total complaints the Bureau has received about this entity. Reports have originated from consumers in 40 states and territories, making this a nationwide collection operation as measured by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

98.4% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 1.2% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 33.3% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

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