Law Office of Michael J. Scott, PC

What the CFPB Record Shows for Law Office of Michael J. Scott, PC

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Law Office of Michael J. Scott, PC ranks #174 of 656 debt collectors by debt-collection complaint volume (74th percentile), using the same dc_complaints sort as the Collectors directory. Law Office of Michael J. Scott, PC has 517 debt-collection complaints on file with the CFPB, which represents 89.1% of the 580 total complaints the Bureau has received about this entity. Reports have originated from consumers in 15 states and territories, making this a multi-state collection operation as measured by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction with this collector.

98.4% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 27.4% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

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