2026 data Public-data reference. official source

Knight Adjustment Bureau

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

201
Debt Collection Complaints
70.5%
of All Complaints
99.3%
Timely Response
2.1%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 69
Other debt 49
Credit card debt 28
Auto debt 21
Other (i.e. phone, health club, etc.) 15
Medical debt 7
Payday loan debt 4
Auto 3
Credit card 3
Non-federal student loan 1
Private student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 66
2.Incorrect information on your report 64
3.False statements or representation 40
4.Written notification about debt 35
5.Communication tactics 16
6.Took or threatened to take negative or legal action 16
7.Cont'd attempts collect debt not owed 14
8.Disclosure verification of debt 7
9.Improper use of your report 5
10.Problem with a credit reporting company's investigation into an existing problem 5

Company Responses

Closed with explanation 279
Closed with monetary relief 5
Closed with non-monetary relief 1
Consumers who disputed the response 46.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 8
2015 6
2016 9
2017 16
2018 32
2019 27
2020 36
2021 35
2022 24
2023 16
2024 28
2025 43
2026 2

Complaints by State (Top 15)

Utah 199
California 10
Wisconsin 8
Texas 7
Indiana 6
Georgia 5
Florida 5
Idaho 5
Arizona 4
Oregon 4
Nevada 4
Virginia 3
New York 3
Wyoming 2
New Mexico 2

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 60
Credit reporting or other personal consumer reports - Credit reporting 18
Vehicle loan or lease - Loan 1
Checking or savings account - Savings account 1
Student loan - Non-federal student loan 1
Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Knight Adjustment Bureau

201 debt-collection complaints against Knight Adjustment Bureau appear in the CFPB record - 70.5% of the 285 complaints filed about this entity. The 29 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 99.3%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 2.1% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 46.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Knight Adjustment Bureau have?

The CFPB has logged 201 debt-collection complaints against Knight Adjustment Bureau, 70.5% of all complaints filed against this company.

Does Knight Adjustment Bureau respond to complaints on time?

Knight Adjustment Bureau's CFPB timely-response rate is 99.3%. That puts it among the more responsive collectors in the CFPB dataset.

Does Knight Adjustment Bureau provide relief to consumers?

Of resolved complaints against Knight Adjustment Bureau, 2.1% ended with consumer relief of some kind.

What type of debt does Knight Adjustment Bureau primarily collect?

Knight Adjustment Bureau primarily collects "Other debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Knight Adjustment Bureau?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Knight Adjustment Bureau active?

Knight Adjustment Bureau has received consumer complaints from 29 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.