2026 data Public-data reference. official source

Klima, Peters & Daly, P.A.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

201
Debt Collection Complaints
93.9%
of All Complaints
99.1%
Timely Response
0.9%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 113
I do not know 35
Auto debt 20
Other debt 15
Credit card 10
Auto 3
Payday loan debt 2
Federal student loan 1
Private student loan debt 1
Other (i.e. phone, health club, etc.) 1

Top Complaint Issues

1.Took or threatened to take negative or legal action 67
2.Attempts to collect debt not owed 42
3.False statements or representation 35
4.Written notification about debt 32
5.Communication tactics 8
6.Taking/threatening an illegal action 6
7.Cont'd attempts collect debt not owed 5
8.Improper use of your report 4
9.Incorrect information on your report 4
10.Problems when you are unable to pay 2

Company Responses

Closed with explanation 212
Closed with monetary relief 1
Closed with non-monetary relief 1
Consumers who disputed the response 25%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 7
2015 6
2016 2
2017 4
2018 12
2019 20
2020 16
2021 29
2022 22
2023 13
2024 23
2025 53
2026 4

Complaints by State (Top 15)

Maryland 102
Virginia 81
Delaware 14
District of Columbia 4
California 2
New Jersey 1
North Carolina 1
Indiana 1
New York 1
Massachusetts 1
Florida 1
Texas 1

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Consumer Loan - Vehicle loan 2
Credit card or prepaid card - General-purpose credit card or charge card 1
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1
Credit card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Klima, Peters & Daly, P.A.

The CFPB has logged 201 debt-collection complaints against Klima, Peters & Daly, P.A., 93.9% of the 214 complaints filed against this entity overall. Consumers in 12 states and territories have filed reports, putting this collection operation in geographically focused territory by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 99.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 0.9% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 25% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Klima, Peters & Daly, P.A. have?

The CFPB has logged 201 debt-collection complaints against Klima, Peters & Daly, P.A., 93.9% of all complaints filed against this company.

Does Klima, Peters & Daly, P.A. respond to complaints on time?

99.1% of the CFPB complaints against Klima, Peters & Daly, P.A. get a response within the expected window. This is considered excellent.

Does Klima, Peters & Daly, P.A. provide relief to consumers?

Of resolved complaints against Klima, Peters & Daly, P.A., 0.9% ended with consumer relief of some kind.

What type of debt does Klima, Peters & Daly, P.A. primarily collect?

Based on CFPB complaint records, Klima, Peters & Daly, P.A.'s primary debt type is "Credit card debt"; the complete breakdown is shown above.

What rights do I have against Klima, Peters & Daly, P.A.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Klima, Peters & Daly, P.A. active?

CFPB data shows consumer complaints against Klima, Peters & Daly, P.A. from 12 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.