2026 data Public-data reference. official source

Pinnacle Recovery, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-PINNACLE-RECOVERY- Pinnacle Recovery, Inc.

201 DC complaints · rank #376/656 · 98.1% timely

  • DC 201
  • RANK #376/656
  • TIMELY 98.1%
  • RELIEF 11.1%
  • DISPUTE 17.8%
  • STATES 39
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Knight Adjustment Bureau

Photo peer: Knight Adjustment Bureau (201)

Knight Adjustment Bureau201Klima, Peters & Daly, P.A.201Healthcare Finance Direct LL…202Pinnacle Recovery, Inc. (thi…201
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Pinnacle Recovery, Inc.'s 201 debt-collection complaints sit next to Knight Adjustment Bureau (201) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Pinnacle Recovery, Inc. →

Debt Collection Complaint Breakdown

Other debt 74
Other (i.e. phone, health club, etc.) 60
I do not know 38
Mortgage debt 14
Mortgage 10
Rental debt 3
Credit card 2

Top Complaint Issues

1.Attempts to collect debt not owed 56
2.Cont'd attempts collect debt not owed 40
3.Communication tactics 33
4.False statements or representation 32
5.Written notification about debt 17
6.Disclosure verification of debt 8
7.Took or threatened to take negative or legal action 8
8.Incorrect information on your report 7
9.Improper use of your report 4
10.Taking/threatening an illegal action 4

Company Responses

Closed with explanation 191
Closed with monetary relief 22
Closed with non-monetary relief 2
Closed 1
Consumers who disputed the response 17.8%

Complaints by Year

Year Complaints
2013 7
2014 27
2015 27
2016 22
2017 17
2018 11
2019 8
2020 11
2021 3
2022 1
2023 16
2024 28
2025 33
2026 5

Complaints by State (Top 15)

California 34
Florida 18
New York 18
Georgia 14
North Carolina 13
Virginia 11
New Jersey 10
Pennsylvania 8
Texas 7
Massachusetts 6
Tennessee 5
Maryland 5
Washington 5
Alabama 5
Illinois 5

What the CFPB Record Shows for Pinnacle Recovery, Inc.

Pinnacle Recovery, Inc. sits at #376 of 656 debt collectors in this extract by debt-collection complaint volume (43rd percentile), the same ordering shown on /collectors. The CFPB has logged 201 debt-collection complaints against Pinnacle Recovery, Inc., 93.1% of the 216 complaints filed against this entity overall. Consumers in 39 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 98.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 11.1% closed with monetary or non-monetary relief to the consumer. In 17.8% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Pinnacle Recovery, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Pinnacle Recovery, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (201 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (17.8% here).

Frequently asked questions

How many CFPB debt-collection complaints does Pinnacle Recovery, Inc. have?

201 debt-collection complaints name Pinnacle Recovery, Inc. in this CFPB extract - corpus rank #376/656.

Does Pinnacle Recovery, Inc. respond to CFPB complaints on time?

CFPB complaints against Pinnacle Recovery, Inc. show a 98.1% timely-response rate.

What issue do consumers cite most about Pinnacle Recovery, Inc.?

The most-cited issue in complaints about Pinnacle Recovery, Inc. is "Attempts to collect debt not owed."

How should I read Pinnacle Recovery, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.