Levy & Associates, LLC

CFPB Consumer Complaint Profile

194
Total Complaints
53
Last 12 Months
97.9%
Timely Response
15
States Affected
Levy & Associates, LLC timely response rate 97.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 89
Debt collection — I do not know 34
Debt collection — Auto debt 20
Debt collection — Other debt 15
Debt collection — Credit card 10
Debt collection — Medical debt 5
Debt collection — Private student loan debt 3
Debt collection — Mortgage 2
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Debt collection — Auto 2

Top Issues

1.Took or threatened to take negative or legal action 59
2.Attempts to collect debt not owed 39
3.Written notification about debt 38
4.False statements or representation 23
5.Communication tactics 7
6.Cont'd attempts collect debt not owed 6
7.Disclosure verification of debt 5
8.Threatened to contact someone or share information improperly 3
9.Improper use of your report 3
10.Problem when making payments 2

Complaints by Year

Year Complaints
2013 6
2014 3
2015 3
2016 6
2017 11
2018 10
2019 15
2020 9
2021 10
2022 8
2023 20
2024 32
2025 52
2026 9

Complaints by State (Top 15)

Ohio 89
Virginia 41
Indiana 20
Texas 10
Maryland 7
Kentucky 6
North Carolina 6
Illinois 4
California 2
South Carolina 2
Wisconsin 2
New York 1
New Jersey 1
Florida 1
District of Columbia 1

Company Responses

Closed with explanation 190
Closed 2
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Levy & Associates, LLC

The CFPB Consumer Complaint Database has logged 194 complaints against Levy & Associates, LLC overall, with 53 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Levy & Associates, LLC's timely response rate stands at 97.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 21.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Levy & Associates, LLC have?

Levy & Associates, LLC has 194 total consumer complaints filed with the CFPB, with 53 filed in the last 12 months.

Does Levy & Associates, LLC respond to complaints on time?

Levy & Associates, LLC has a 97.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Levy & Associates, LLC?

The most complained-about product for Levy & Associates, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Levy & Associates, LLC?

The most common issue reported by consumers about Levy & Associates, LLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Levy & Associates, LLC?

You can file a complaint against Levy & Associates, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Levy & Associates, LLC?

Consumers in 15 states and territories have filed complaints about Levy & Associates, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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