2026 data Public-data reference. official source

Squaretwo Financial Corporation

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card

CFPB collection forwarding receipt

Forwarded record DC-SQUARETWO-FINANCIA Squaretwo Financial Corporation

445 DC complaints · rank #202/656 · 97.8% timely

  • DC 445
  • RANK #202/656
  • TIMELY 97.8%
  • RELIEF 25.2%
  • DISPUTE 21.7%
  • STATES 47
  • ISSUE Cont'd attempts collect deb…
  • RESP Closed with explanation
  • PHOTO PlusFour, Inc

Photo peer: PlusFour, Inc (446)

PlusFour, Inc446Hillcrest Davidson & Associa…449Merchants and Medical Credit…451Squaretwo Financial Corporat…445
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Squaretwo Financial Corporation's 445 debt-collection complaints sit next to PlusFour, Inc (446) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Squaretwo Financial Corpora… →

Debt Collection Complaint Breakdown

Credit card 212
I do not know 122
Other (i.e. phone, health club, etc.) 71
Credit card debt 11
Medical 10
Non-federal student loan 9
Payday loan 3
Other debt 3
Mortgage 2
Auto 1
Federal student loan 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 172
2.Disclosure verification of debt 118
3.Taking/threatening an illegal action 47
4.False statements or representation 36
5.Communication tactics 30
6.Improper contact or sharing of info 27
7.Incorrect information on credit report 8
8.Attempts to collect debt not owed 7
9.Incorrect information on your report 5
10.Delinquent account 5

Company Responses

Closed with explanation 356
Closed with monetary relief 72
Closed with non-monetary relief 52
Untimely response 10
Closed 3
Consumers who disputed the response 21.7%

Complaints by Year

Year Complaints
2013 46
2014 111
2015 134
2016 138
2017 55
2018 7
2019 1
2025 1

Complaints by State (Top 15)

California 67
Florida 47
New York 45
Texas 40
Georgia 26
New Jersey 21
Illinois 21
Pennsylvania 18
North Carolina 16
Washington 16
Michigan 12
Virginia 12
Arizona 11
Maryland 9
Indiana 9

What the CFPB Record Shows for Squaretwo Financial Corporation

PlainCredit places Squaretwo Financial Corporation at #202 of 656 debt collectors by CFPB debt-collection complaint volume (69th percentile), matching the Collectors directory ranking. The CFPB has logged 445 debt-collection complaints against Squaretwo Financial Corporation, 90.3% of the 493 complaints filed against this entity overall. Consumers in 47 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. The most common debt type behind these complaints is "Credit card," which is the category consumers most often describe when they file a CFPB report about this collector. "Cont'd attempts collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

Within the Bureau's 15-day response window, this company answers 97.8% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 25.2% closed with monetary or non-monetary relief to the consumer. The response was formally disputed in 21.7% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Squaretwo Financial Corporation → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Squaretwo Financial Corporation: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Squaretwo Financial Corporation have?

445 debt-collection complaints name Squaretwo Financial Corporation in this CFPB extract - corpus rank #202/656.

Does Squaretwo Financial Corporation respond to CFPB complaints on time?

The timely-response rate for Squaretwo Financial Corporation in this extract is 97.8%.

What issue do consumers cite most about Squaretwo Financial Corporation?

The most-cited issue in complaints about Squaretwo Financial Corporation is "Cont'd attempts collect debt not owed."

How should I read Squaretwo Financial Corporation's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Squaretwo Financial Corporation. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.