LTD Financial Services, L.P.
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt
CFPB collection forwarding receipt
Forwarded record DC-LTD-FINANCIAL-SERV LTD Financial Services, L.P.
362 DC complaints · rank #224/656 · 86.6% timely
- DC 362
- RANK #224/656
- TIMELY 86.6%
- RELIEF 15.1%
- DISPUTE 10.7%
- STATES 43
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Herbert P. Sears Co., Inc.
Volume peers
Photo peer: Herbert P. Sears Co., Inc. (362)
LTD Financial Services, L.P.'s 362 debt-collection complaints sit next to Herbert P. Sears Co., Inc. (362) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for LTD Financial Services, L.P. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 18 |
| 2014 | 39 |
| 2015 | 39 |
| 2016 | 29 |
| 2017 | 29 |
| 2018 | 44 |
| 2019 | 29 |
| 2020 | 38 |
| 2021 | 56 |
| 2022 | 44 |
| 2023 | 38 |
| 2024 | 17 |
| 2025 | 3 |
| 2026 | 1 |
Complaints by State (Top 15)
What the CFPB Record Shows for LTD Financial Services, L.P.
PlainCredit places LTD Financial Services, L.P. at #224 of 656 debt collectors by CFPB debt-collection complaint volume (66th percentile), matching the Collectors directory ranking. The CFPB has logged 362 debt-collection complaints against LTD Financial Services, L.P., 85.4% of the 424 complaints filed against this entity overall. Consumers in 43 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
The company's timely response rate is 86.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Of resolved cases, 15.1% closed with monetary or non-monetary relief to the consumer. The response was formally disputed in 10.7% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for LTD Financial Services, L.P. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for LTD Financial Services, L.P.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (362 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (10.7% here).
Frequently asked questions
How many CFPB debt-collection complaints does LTD Financial Services, L.P. have?
362 debt-collection complaints name LTD Financial Services, L.P. in this CFPB extract - corpus rank #224/656.
Does LTD Financial Services, L.P. respond to CFPB complaints on time?
CFPB complaints against LTD Financial Services, L.P. show a 86.6% timely-response rate.
What issue do consumers cite most about LTD Financial Services, L.P.?
"Attempts to collect debt not owed" is the leading issue tag on LTD Financial Services, L.P.'s CFPB complaint record.
How should I read LTD Financial Services, L.P.'s CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.