CFPB Consumer Complaint Profile
LTD Financial Services, L.P.
424 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 424
- Total complaints
- 3
- Last 12 months
- 86.6%
- Timely response
- 43
- States affected
The verdict
Among 3,848 financial companies tracked by CFPB complaint volume, LTD Financial Services, L.P. sits at #557, with 424 complaints logged. Its on-time response rate is 86.6%, trailing the 93% median among companies with 100+ complaints.
- #557
- of 3,848 companies by volume
- 86.6%
- answered on time
- Debt collection
- most-complained product
- 43
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 18 |
| 2014 | 39 |
| 2015 | 39 |
| 2016 | 29 |
| 2017 | 29 |
| 2018 | 44 |
| 2019 | 29 |
| 2020 | 38 |
| 2021 | 56 |
| 2022 | 44 |
| 2023 | 38 |
| 2024 | 17 |
| 2025 | 3 |
| 2026 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for LTD Financial Services, L.P.
LTD Financial Services, L.P. carries 424 complaints in the CFPB's database, 3 of them filed within the past 12 months. Consumers spanning 43 states and territories have weighed in, giving this a nationwide footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
LTD Financial Services, L.P.'s timely response rate stands at 86.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response was formally disputed in 10.7% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 15.1% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does LTD Financial Services, L.P. have?
424 complaints have been filed against LTD Financial Services, L.P. with the CFPB overall - 3 of them in the past year.
Does LTD Financial Services, L.P. respond to complaints on time?
86.6% of the CFPB complaints against LTD Financial Services, L.P. get a response within the expected window.
What product generates the most complaints for LTD Financial Services, L.P.?
"Debt collection" draws more CFPB complaints against LTD Financial Services, L.P. than any other product - see the full breakdown above.
What is the most common complaint issue with LTD Financial Services, L.P.?
Consumers most often cite "Attempts to collect debt not owed" when complaining about LTD Financial Services, L.P.; the full issue list with counts is above.
How do I file a complaint against LTD Financial Services, L.P.?
You can file a complaint against LTD Financial Services, L.P. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about LTD Financial Services, L.P.?
Consumers in 43 states and territories have filed complaints about LTD Financial Services, L.P. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~424)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.