2026 data Public-data reference. official source

Meade & Associates, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical

219
Debt Collection Complaints
88.7%
of All Complaints
88.3%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Medical 56
I do not know 45
Medical debt 41
Other debt 37
Other (i.e. phone, health club, etc.) 34
Credit card debt 3
Private student loan debt 1
Rental debt 1
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 58
2.Cont'd attempts collect debt not owed 44
3.Disclosure verification of debt 30
4.Written notification about debt 29
5.Communication tactics 21
6.False statements or representation 17
7.Incorrect information on your report 13
8.Took or threatened to take negative or legal action 9
9.Problem with a credit reporting company's investigation into an existing problem 8
10.Improper contact or sharing of info 6

Company Responses

Closed with explanation 183
Closed 62
Untimely response 2
Consumers who disputed the response 19.8%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 4
2014 23
2015 28
2016 30
2017 32
2018 22
2019 17
2020 14
2021 25
2022 14
2023 12
2024 14
2025 11
2026 1

Complaints by State (Top 15)

Ohio 164
Michigan 22
Kentucky 9
California 7
North Carolina 6
Illinois 5
Indiana 4
Arizona 4
Texas 4
Florida 3
West Virginia 3
Georgia 2
New York 2
Virginia 2
Iowa 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 21
Credit reporting or other personal consumer reports - Credit reporting 4
Credit reporting 2
Student loan - Private student loan 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Meade & Associates, Inc.

219 debt-collection complaints against Meade & Associates, Inc. appear in the CFPB record - 88.7% of the 247 complaints filed about this entity. The 22 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Medical," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

88.3% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 19.8% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Meade & Associates, Inc. have?

The CFPB has logged 219 debt-collection complaints against Meade & Associates, Inc., 88.7% of all complaints filed against this company.

Does Meade & Associates, Inc. respond to complaints on time?

Meade & Associates, Inc. has a 88.3% timely response rate.

Does Meade & Associates, Inc. provide relief to consumers?

Of resolved complaints against Meade & Associates, Inc., 0% ended with consumer relief of some kind.

What type of debt does Meade & Associates, Inc. primarily collect?

"Medical" is the debt type Meade & Associates, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Meade & Associates, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Meade & Associates, Inc. active?

CFPB data shows consumer complaints against Meade & Associates, Inc. from 22 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.