2026 data Public-data reference. official source

Hollis Cobb Associates

A federal complaint-record lookup, not a rating from us.

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Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

218
Debt Collection Complaints
98.2%
of All Complaints
95.5%
Timely Response
14.4%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 134
Medical 45
I do not know 28
Other debt 5
Other (i.e. phone, health club, etc.) 3
Credit card 2
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 59
2.Communication tactics 44
3.Written notification about debt 35
4.Cont'd attempts collect debt not owed 26
5.False statements or representation 20
6.Disclosure verification of debt 9
7.Took or threatened to take negative or legal action 7
8.Electronic communications 6
9.Improper contact or sharing of info 6
10.Threatened to contact someone or share information improperly 3

Company Responses

Closed with explanation 189
Closed with non-monetary relief 27
Closed with monetary relief 5
Closed 1
Consumers who disputed the response 21.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 2
2014 18
2015 15
2016 16
2017 11
2018 13
2019 13
2020 10
2021 8
2022 14
2023 23
2024 22
2025 52
2026 5

Complaints by State (Top 15)

Georgia 136
Massachusetts 14
Florida 11
Alabama 8
Mississippi 7
New Hampshire 6
Virginia 4
North Carolina 4
West Virginia 4
California 3
Washington 2
Oklahoma 2
Tennessee 2
Maine 2
Ohio 2

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 3
Credit card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint
Full complaint profile for Hollis Cobb Associates → All debt collectors →

What the CFPB Record Shows for Hollis Cobb Associates

218 debt-collection complaints against Hollis Cobb Associates appear in the CFPB record - 98.2% of the 222 complaints filed about this entity. The 26 states and territories represented make this a multi-state operation by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 95.5%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 14.4% closed with monetary or non-monetary relief to the consumer. The response was formally disputed in 21.1% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Hollis Cobb Associates have?

The CFPB has logged 218 debt-collection complaints against Hollis Cobb Associates, 98.2% of all complaints filed against this company.

Does Hollis Cobb Associates respond to complaints on time?

Hollis Cobb Associates's CFPB timely-response rate is 95.5%. This is considered excellent.

Does Hollis Cobb Associates provide relief to consumers?

Of resolved complaints against Hollis Cobb Associates, 14.4% ended with consumer relief of some kind.

What type of debt does Hollis Cobb Associates primarily collect?

Based on CFPB complaint records, Hollis Cobb Associates's primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against Hollis Cobb Associates?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Hollis Cobb Associates active?

CFPB data shows consumer complaints against Hollis Cobb Associates from 26 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.