Kimball, Tirey & St. John LLP
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Rental debt
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.
FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 19 |
| 2015 | 19 |
| 2016 | 37 |
| 2017 | 47 |
| 2018 | 47 |
| 2019 | 46 |
| 2020 | 40 |
| 2021 | 69 |
| 2022 | 55 |
| 2023 | 72 |
| 2024 | 143 |
| 2025 | 379 |
| 2026 | 76 |
Complaints by State (Top 15)
Other Complaint Types
Your Rights with Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.
- Request written verification of any debt within 30 days of first contact
- Dispute a debt if you believe it is incorrect or does not belong to you
- Demand the collector stop contacting you (in writing)
- File a complaint with the CFPB at consumerfinance.gov/complaint
What the CFPB Record Shows for Kimball, Tirey & St. John LLP
851 debt-collection complaints against Kimball, Tirey & St. John LLP appear in the CFPB record - 80.8% of the 1,053 complaints filed about this entity. The 40 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Rental debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
96.8% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0.5% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 19.8% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
How to read these numbers, and what to do if you're disputing a charge
Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Frequently Asked Questions
How many debt collection complaints does Kimball, Tirey & St. John LLP have?
The CFPB has logged 851 debt-collection complaints against Kimball, Tirey & St. John LLP, 80.8% of all complaints filed against this company.
Does Kimball, Tirey & St. John LLP respond to complaints on time?
Kimball, Tirey & St. John LLP's CFPB timely-response rate is 96.8%. That is a strong response record by CFPB standards.
Does Kimball, Tirey & St. John LLP provide relief to consumers?
Kimball, Tirey & St. John LLP closed 0.5% of resolved complaints with some form of consumer relief, monetary or non-monetary.
What type of debt does Kimball, Tirey & St. John LLP primarily collect?
Kimball, Tirey & St. John LLP primarily collects "Rental debt" based on CFPB complaint data. The full breakdown of debt types is shown above.
What rights do I have against Kimball, Tirey & St. John LLP?
Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.
In how many states is Kimball, Tirey & St. John LLP active?
CFPB data shows consumer complaints against Kimball, Tirey & St. John LLP from 40 states and territories.
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.