2026 data Public-data reference. official source

RSI Enterprises, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

217
Debt Collection Complaints
88.9%
of All Complaints
100%
Timely Response
23.8%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 99
I do not know 60
Medical 26
Other debt 13
Other (i.e. phone, health club, etc.) 13
Credit card debt 2
Telecommunications debt 1
Credit card 1
Auto debt 1
Auto 1

Top Complaint Issues

1.Attempts to collect debt not owed 70
2.Written notification about debt 43
3.Communication tactics 29
4.Cont'd attempts collect debt not owed 26
5.False statements or representation 20
6.Incorrect information on your report 18
7.Disclosure verification of debt 11
8.Took or threatened to take negative or legal action 11
9.Improper use of your report 4
10.Problem with a credit reporting company's investigation into an existing problem 4

Company Responses

Closed with explanation 186
Closed with non-monetary relief 58
Consumers who disputed the response 26.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 9
2015 21
2016 20
2017 16
2018 18
2019 15
2020 15
2021 29
2022 20
2023 24
2024 18
2025 33
2026 5

Complaints by State (Top 15)

Arizona 116
California 38
Texas 21
Maryland 8
Georgia 7
Wisconsin 7
North Carolina 6
Virginia 5
District of Columbia 5
Florida 4
Arkansas 4
Nevada 3
Colorado 2
New Mexico 2
Mississippi 2

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 22
Credit reporting or other personal consumer reports - Credit reporting 4
Credit card or prepaid card - General-purpose credit card or charge card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for RSI Enterprises, Inc.

The CFPB has logged 217 debt-collection complaints against RSI Enterprises, Inc., 88.9% of the 244 complaints filed against this entity overall. Consumers in 27 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 100% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 23.8% closed with monetary or non-monetary relief to the consumer. Consumers formally disputed the company's response in 26.3% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does RSI Enterprises, Inc. have?

217 debt-collection complaints against RSI Enterprises, Inc. appear in the CFPB record - 88.9% of the company's total complaint volume.

Does RSI Enterprises, Inc. respond to complaints on time?

RSI Enterprises, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

Does RSI Enterprises, Inc. provide relief to consumers?

RSI Enterprises, Inc. closed 23.8% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does RSI Enterprises, Inc. primarily collect?

Based on CFPB complaint records, RSI Enterprises, Inc.'s primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against RSI Enterprises, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is RSI Enterprises, Inc. active?

RSI Enterprises, Inc. has received consumer complaints from 27 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.