2026 data Public-data reference. official source

Medical-Commercial Audit Inc

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-MEDICAL-COMMERCIAL Medical-Commercial Audit Inc

225 DC complaints · rank #341/656 · 100% timely

  • DC 225
  • RANK #341/656
  • TIMELY 100%
  • RELIEF 95%
  • DISPUTE 0%
  • STATES 21
  • ISSUE Attempts to collect debt no…
  • RESP Closed with non-monetary re…
  • PHOTO Torres Credit Services, Inc.

Photo peer: Torres Credit Services, Inc. (226)

Torres Credit Services, Inc.226Cooling & Winter LLC226Automated Collection Service…222Medical-Commercial Audit Inc…225
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Medical-Commercial Audit Inc's 225 debt-collection complaints sit next to Torres Credit Services, Inc. (226) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Medical-Commercial Audit Inc →

Debt Collection Complaint Breakdown

Medical debt 112
I do not know 85
Other debt 18
Medical 4
Rental debt 2
Credit card debt 1
Federal student loan debt 1
Telecommunications debt 1
Other (i.e. phone, health club, etc.) 1

Top Complaint Issues

1.Attempts to collect debt not owed 94
2.Written notification about debt 62
3.Incorrect information on your report 42
4.Took or threatened to take negative or legal action 30
5.False statements or representation 23
6.Improper use of your report 19
7.Problem with a credit reporting company's investigation into an existing problem 8
8.Problem with a company's investigation into an existing problem 7
9.Communication tactics 5
10.Electronic communications 4

Company Responses

Closed with non-monetary relief 287
Closed with explanation 15
Closed with monetary relief 1
Consumers who disputed the response 0%

Complaints by Year

Year Complaints
2013 2
2016 2
2017 7
2018 6
2019 12
2020 15
2021 25
2022 33
2023 30
2024 55
2025 92
2026 24

Complaints by State (Top 15)

Missouri 159
Illinois 77
Indiana 27
Texas 7
South Carolina 7
Georgia 5
Michigan 2
North Carolina 2
California 2
Florida 2
Tennessee 2
Oklahoma 2
Utah 1
Iowa 1
Minnesota 1

What the CFPB Record Shows for Medical-Commercial Audit Inc

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Medical-Commercial Audit Inc ranks #341 of 656 debt collectors by debt-collection complaint volume (48th percentile), using the same dc_complaints sort as the Collectors directory. Medical-Commercial Audit Inc has 225 debt-collection complaints on file with the CFPB, which represents 74.3% of the 303 total complaints the Bureau has received about this entity. Reports have originated from consumers in 21 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 100%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 95% closed with monetary or non-monetary relief to the consumer, which is a relatively high relief ratio for the debt-collection segment. In 0% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Medical-Commercial Audit Inc → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Medical-Commercial Audit Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (225 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (0% here).

Frequently asked questions

How many CFPB debt-collection complaints does Medical-Commercial Audit Inc have?

225 debt-collection complaints name Medical-Commercial Audit Inc in this CFPB extract - corpus rank #341/656.

Does Medical-Commercial Audit Inc respond to CFPB complaints on time?

The timely-response rate for Medical-Commercial Audit Inc in this extract is 100%.

What issue do consumers cite most about Medical-Commercial Audit Inc?

Consumers most often name "Attempts to collect debt not owed" when complaining about Medical-Commercial Audit Inc.

How should I read Medical-Commercial Audit Inc's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Medical-Commercial Audit Inc. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.