CFPB Consumer Complaint Profile

Medical-Commercial Audit Inc

Behind the 303 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

303
Total complaints
Above average
94
Last 12 months
100%
Timely response
Top decile
21
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Medical-Commercial Audit Inc sits at #697, with 303 complaints logged. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#697
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
21
states with complaints
A+
PlainCredit Trust Score
93/100
Medical-Commercial Audit Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 95.0%
Share of complaints closed with monetary or non-monetary relief

Medical-Commercial Audit Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 55 in 2024 to 92 in 2025 (2024 → 2025).

See the full year-over-year release diff

Medical-Commercial Audit Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 112
Debt collection - I do not know 85
Credit reporting or other personal consumer reports - Credit reporting 43
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 32
Debt collection - Other debt 18
Debt collection - Medical 4
Debt collection - Rental debt 2
Debt collection - Credit card debt 1
Debt collection - Federal student loan debt 1
Vehicle loan or lease - Loan 1

Top Issues

1.Attempts to collect debt not owed 94
2.Written notification about debt 62
3.Incorrect information on your report 42
4.Took or threatened to take negative or legal action 30
5.False statements or representation 23
6.Improper use of your report 19
7.Problem with a credit reporting company's investigation into an existing problem 8
8.Problem with a company's investigation into an existing problem 7
9.Communication tactics 5
10.Electronic communications 4

Complaints by Year

Year Complaints
2013 2
2016 2
2017 7
2018 6
2019 12
2020 15
2021 25
2022 33
2023 30
2024 55
2025 92
2026year in progress 24

Complaints by State (Top 15)

Missouri 159
Illinois 77
Indiana 27
Texas 7
South Carolina 7
Georgia 5
Michigan 2
North Carolina 2
California 2
Florida 2
Tennessee 2
Oklahoma 2
Utah 1
Iowa 1
Minnesota 1

Company Responses

Closed with non-monetary relief 287
Closed with explanation 15
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Medical-Commercial Audit Inc

The CFPB Consumer Complaint Database has logged 303 complaints against Medical-Commercial Audit Inc overall, with 94 of those filed in the trailing 12 months. Reports have come from consumers in 21 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Medical-Commercial Audit Inc's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 95% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Medical-Commercial Audit Inc have?

The CFPB has logged 303 complaints against Medical-Commercial Audit Inc to date, of which 94 came in over the last 12 months.

Does Medical-Commercial Audit Inc respond to complaints on time?

Medical-Commercial Audit Inc's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Medical-Commercial Audit Inc?

The most complained-about product for Medical-Commercial Audit Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Medical-Commercial Audit Inc?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Medical-Commercial Audit Inc - see all issues and counts above.

How do I file a complaint against Medical-Commercial Audit Inc?

You can file a complaint against Medical-Commercial Audit Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Medical-Commercial Audit Inc?

The CFPB has recorded complaints against Medical-Commercial Audit Inc from 21 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Medical-Commercial Audit Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026