2026 data Public-data reference. official source

MNE Services, Inc

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Payday loan

170
Debt Collection Complaints
55.9%
of All Complaints
79.9%
Timely Response
37.2%
Closed with Relief

Debt Collection Complaint Breakdown

Payday loan 119
I do not know 21
Other (i.e. phone, health club, etc.) 19
Payday loan debt 9
Credit card 1
Non-federal student loan 1

Top Complaint Issues

1.Communication tactics 62
2.Charged fees or interest I didn't expect 43
3.Cont'd attempts collect debt not owed 35
4.Can't contact lender 30
5.Improper contact or sharing of info 25
6.Taking/threatening an illegal action 22
7.Received a loan I didn't apply for 13
8.False statements or representation 11
9.Can't stop charges to bank account 7
10.Disclosure verification of debt 7

Company Responses

Closed with explanation 180
Closed with non-monetary relief 113
Untimely response 11
Consumers who disputed the response 4.7%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 48
2014 147
2015 60
2016 19
2017 16
2018 9
2019 1
2020 2
2021 1
2026 1

Complaints by State (Top 15)

California 29
New York 25
Florida 24
Texas 18
Michigan 16
North Carolina 15
Illinois 14
Maryland 14
Pennsylvania 11
Indiana 9
Louisiana 7
Minnesota 7
Washington 6
Arkansas 6
New Jersey 6

Other Complaint Types

Payday loan 105
Consumer Loan - Installment loan 10
Payday loan, title loan, or personal loan - Payday loan 9
Bank account or service - Other bank product/service 4
Consumer Loan - Personal line of credit 2
Payday loan, title loan, or personal loan - Installment loan 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for MNE Services, Inc

170 debt-collection complaints against MNE Services, Inc appear in the CFPB record - 55.9% of the 304 complaints filed about this entity. The 44 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Payday loan" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Communication tactics" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 79.9%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. Among resolved cases, 37.2% ended with monetary or non-monetary relief to the consumer - a relatively high rate for this segment. In 4.7% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does MNE Services, Inc have?

The CFPB has logged 170 debt-collection complaints against MNE Services, Inc, 55.9% of all complaints filed against this company.

Does MNE Services, Inc respond to complaints on time?

MNE Services, Inc's CFPB timely-response rate is 79.9%. That falls well short of the 95% benchmark most collectors clear.

Does MNE Services, Inc provide relief to consumers?

MNE Services, Inc closed 37.2% of resolved complaints with some form of consumer relief, monetary or non-monetary. This is a relatively high relief rate.

What type of debt does MNE Services, Inc primarily collect?

Based on CFPB complaint records, MNE Services, Inc's primary debt type is "Payday loan"; the complete breakdown is shown above.

What rights do I have against MNE Services, Inc?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is MNE Services, Inc active?

CFPB data shows consumer complaints against MNE Services, Inc from 44 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.