2026 data Public-data reference. official source

Glass Mountain Capital, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

169
Debt Collection Complaints
94.4%
of All Complaints
94.4%
Timely Response
0.6%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 80
Credit card debt 33
Credit card 15
Medical debt 12
Other debt 10
Other (i.e. phone, health club, etc.) 9
Payday loan 5
Payday loan debt 2
Medical 1
Telecommunications debt 1
Auto debt 1

Top Complaint Issues

1.Communication tactics 54
2.Attempts to collect debt not owed 36
3.Written notification about debt 19
4.Cont'd attempts collect debt not owed 17
5.Electronic communications 12
6.False statements or representation 9
7.Disclosure verification of debt 7
8.Improper contact or sharing of info 6
9.Threatened to contact someone or share information improperly 4
10.Improper use of your report 4

Company Responses

Closed with explanation 177
Closed 1
Closed with monetary relief 1
Consumers who disputed the response 15%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 8
2014 18
2015 11
2016 21
2017 9
2018 5
2019 10
2020 11
2021 13
2022 15
2023 17
2024 30
2025 11

Complaints by State (Top 15)

Texas 26
California 21
Illinois 15
Florida 13
New York 10
Virginia 8
Michigan 8
Georgia 6
Pennsylvania 6
Arizona 6
Massachusetts 5
Kentucky 4
Washington 4
Maryland 3
South Carolina 3

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Payday loan 2
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Credit card - General-purpose credit card or charge card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Glass Mountain Capital, LLC

Glass Mountain Capital, LLC has 169 debt-collection complaints on file with the CFPB, which represents 94.4% of the 179 total complaints the Bureau has received about this entity. Reports have originated from consumers in 40 states and territories, making this a nationwide collection operation as measured by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Communication tactics" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

Within the Bureau's 15-day response window, this company answers 94.4% of forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Of resolved cases, 0.6% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 15% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Glass Mountain Capital, LLC have?

Glass Mountain Capital, LLC has 169 debt collection complaints filed with the CFPB, representing 94.4% of all complaints against this company.

Does Glass Mountain Capital, LLC respond to complaints on time?

Glass Mountain Capital, LLC has a 94.4% timely response rate.

Does Glass Mountain Capital, LLC provide relief to consumers?

0.6% of resolved complaints against Glass Mountain Capital, LLC were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Glass Mountain Capital, LLC primarily collect?

Based on CFPB complaint records, Glass Mountain Capital, LLC's primary debt type is "Credit card debt"; the complete breakdown is shown above.

What rights do I have against Glass Mountain Capital, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Glass Mountain Capital, LLC active?

CFPB data shows consumer complaints against Glass Mountain Capital, LLC from 40 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.