2026 data Public-data reference. official source

S&S Physician Services, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

136
Debt Collection Complaints
75.6%
of All Complaints
81.7%
Timely Response
1.7%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 87
I do not know 28
Medical 15
Other (i.e. phone, health club, etc.) 4
Other debt 1
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 62
2.Written notification about debt 39
3.Incorrect information on your report 24
4.Cont'd attempts collect debt not owed 14
5.Improper use of your report 13
6.False statements or representation 7
7.Disclosure verification of debt 6
8.Took or threatened to take negative or legal action 5
9.Problem with a credit reporting company's investigation into an existing problem 4
10.Communication tactics 2

Company Responses

Closed with explanation 176
Closed with non-monetary relief 2
Closed 1
Closed with monetary relief 1
Consumers who disputed the response 4.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 1
2015 6
2016 8
2017 17
2018 10
2019 14
2020 14
2021 23
2022 20
2023 34
2024 20
2025 13

Complaints by State (Top 15)

Texas 165
Tennessee 4
Florida 2
Colorado 1
Georgia 1
Maryland 1
Michigan 1
New York 1
Nevada 1
Oklahoma 1
Louisiana 1
Mississippi 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 27
Credit reporting or other personal consumer reports - Credit reporting 16
Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for S&S Physician Services, Inc.

The CFPB has logged 136 debt-collection complaints against S&S Physician Services, Inc., 75.6% of the 180 complaints filed against this entity overall. Consumers in 12 states and territories have filed reports, putting this collection operation in geographically focused territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

81.7% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Of resolved cases, 1.7% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 4.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does S&S Physician Services, Inc. have?

136 debt-collection complaints against S&S Physician Services, Inc. appear in the CFPB record - 75.6% of the company's total complaint volume.

Does S&S Physician Services, Inc. respond to complaints on time?

S&S Physician Services, Inc.'s CFPB timely-response rate is 81.7%.

Does S&S Physician Services, Inc. provide relief to consumers?

1.7% of resolved complaints against S&S Physician Services, Inc. were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does S&S Physician Services, Inc. primarily collect?

"Medical debt" is the debt type S&S Physician Services, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against S&S Physician Services, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is S&S Physician Services, Inc. active?

Consumers in 12 states and territories have filed CFPB complaints against S&S Physician Services, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.