2026 data Public-data reference. official source

Mrs Bpo, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

2,284
Debt Collection Complaints
85.6%
of All Complaints
100%
Timely Response
69.3%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 713
Other debt 666
Telecommunications debt 353
Credit card debt 267
Other (i.e. phone, health club, etc.) 116
Auto debt 68
Private student loan debt 33
Credit card 25
Non-federal student loan 18
Auto 7
Medical debt 6
Payday loan debt 6
Medical 3
Rental debt 2
Federal student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 1,039
2.Written notification about debt 395
3.Communication tactics 219
4.False statements or representation 198
5.Incorrect information on your report 182
6.Took or threatened to take negative or legal action 126
7.Cont'd attempts collect debt not owed 110
8.Electronic communications 91
9.Improper use of your report 77
10.Disclosure verification of debt 55

Company Responses

Closed with non-monetary relief 1,848
Closed with explanation 815
Closed 2
Closed with monetary relief 1
In progress 1
Consumers who disputed the response 9.8%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 23
2014 68
2015 65
2016 69
2017 77
2018 101
2019 129
2020 156
2021 261
2022 231
2023 300
2024 397
2025 656
2026 134

Complaints by State (Top 15)

Texas 334
California 295
Florida 227
New York 153
North Carolina 150
Georgia 138
Ohio 120
Pennsylvania 92
New Jersey 90
Illinois 78
Virginia 70
Michigan 68
Maryland 62
South Carolina 60
Alabama 54

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 199
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 132
Student loan - Private student loan 14
Student loan - Non-federal student loan 11
Debt or credit management - Debt settlement 4
Credit card - General-purpose credit card or charge card 4
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Mrs Bpo, LLC

2,284 debt-collection complaints against Mrs Bpo, LLC appear in the CFPB record - 85.6% of the 2,667 complaints filed about this entity. The 53 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 100% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 69.3% closed with monetary or non-monetary relief to the consumer, which is a relatively high relief ratio for the debt-collection segment. Consumers formally disputed the company's response in 9.8% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Mrs Bpo, LLC have?

The CFPB has logged 2,284 debt-collection complaints against Mrs Bpo, LLC, 85.6% of all complaints filed against this company.

Does Mrs Bpo, LLC respond to complaints on time?

Mrs Bpo, LLC's CFPB timely-response rate is 100%. This is considered excellent.

Does Mrs Bpo, LLC provide relief to consumers?

Of resolved complaints against Mrs Bpo, LLC, 69.3% ended with consumer relief of some kind. This is a relatively high relief rate.

What type of debt does Mrs Bpo, LLC primarily collect?

Mrs Bpo, LLC primarily collects "Other debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Mrs Bpo, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Mrs Bpo, LLC active?

Consumers in 53 states and territories have filed CFPB complaints against Mrs Bpo, LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.