CFPB Consumer Complaint Profile

Mrs Bpo, LLC

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

2,667
Total complaints
Among the highest
640
Last 12 months
100%
Timely response
Top decile
53
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Mrs Bpo, LLC ranks #172 of 3,843 financial companies by CFPB complaint volume. Its on-time response record is at the 86th percentile among companies with 100+ complaints.

Debt collection
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A
PlainCredit Trust Score
86/100
Mrs Bpo, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate B- 9.8%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 69.3%
Share of complaints closed with monetary or non-monetary relief

Mrs Bpo, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 397 in 2024 to 656 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - I do not know 713
Debt collection - Other debt 666
Debt collection - Telecommunications debt 353
Debt collection - Credit card debt 267
Credit reporting or other personal consumer reports - Credit reporting 199
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 132
Debt collection - Other (i.e. phone, health club, etc.) 116
Debt collection - Auto debt 68
Debt collection - Private student loan debt 33
Debt collection - Credit card 25

Top Issues

1.Attempts to collect debt not owed 1,039
2.Written notification about debt 395
3.Communication tactics 219
4.False statements or representation 198
5.Incorrect information on your report 182
6.Took or threatened to take negative or legal action 126
7.Cont'd attempts collect debt not owed 110
8.Electronic communications 91
9.Improper use of your report 77
10.Disclosure verification of debt 55

Complaints by Year

Year Complaints
2013 23
2014 68
2015 65
2016 69
2017 77
2018 101
2019 129
2020 156
2021 261
2022 231
2023 300
2024 397
2025 656
2026year in progress 134

Complaints by State (Top 15)

Texas 334
California 295
Florida 227
New York 153
North Carolina 150
Georgia 138
Ohio 120
Pennsylvania 92
New Jersey 90
Illinois 78
Virginia 70
Michigan 68
Maryland 62
South Carolina 60
Alabama 54

Company Responses

Closed with non-monetary relief 1,848
Closed with explanation 815
Closed 2
Closed with monetary relief 1
In progress 1

What the CFPB Complaint Record Shows for Mrs Bpo, LLC

In the CFPB record, Mrs Bpo, LLC has a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mrs Bpo, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Mrs Bpo, LLC have?

Mrs Bpo, LLC has 2,667 total consumer complaints filed with the CFPB, with 640 filed in the last 12 months.

Does Mrs Bpo, LLC respond to complaints on time?

Mrs Bpo, LLC's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Mrs Bpo, LLC?

Among all products tied to Mrs Bpo, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Mrs Bpo, LLC?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Mrs Bpo, LLC; the full issue list with counts is above.

How do I file a complaint against Mrs Bpo, LLC?

You can file a complaint against Mrs Bpo, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mrs Bpo, LLC?

The CFPB has recorded complaints against Mrs Bpo, LLC from 53 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Mrs Bpo, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.