2026 data Public-data reference. official source

Med-1 Solutions, LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

130
Debt Collection Complaints
95.6%
of All Complaints
77.2%
Timely Response
0.7%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 65
Medical 45
I do not know 15
Other (i.e. phone, health club, etc.) 4
Other debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 29
2.Communication tactics 26
3.Cont'd attempts collect debt not owed 20
4.Disclosure verification of debt 14
5.Written notification about debt 12
6.False statements or representation 11
7.Took or threatened to take negative or legal action 6
8.Improper contact or sharing of info 5
9.Threatened to contact someone or share information improperly 4
10.Taking/threatening an illegal action 3

Company Responses

Closed with explanation 133
Closed 2
Closed with non-monetary relief 1
Consumers who disputed the response 21.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 17
2015 21
2016 13
2017 18
2018 20
2019 10
2021 5
2022 6
2023 3
2024 12
2025 7
2026 3

Complaints by State (Top 15)

Indiana 90
Florida 9
Tennessee 5
Illinois 4
Louisiana 4
Texas 3
Michigan 3
North Carolina 2
Wisconsin 2
Virginia 2
California 2
Idaho 1
Washington 1
Alabama 1
Oklahoma 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Credit reporting or other personal consumer reports - Credit reporting 1
Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Med-1 Solutions, LLC

Med-1 Solutions, LLC has 130 debt-collection complaints on file with the CFPB, which represents 95.6% of the 136 total complaints the Bureau has received about this entity. Reports have originated from consumers in 20 states and territories, making this a multi-state collection operation as measured by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

77.2% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. 0.7% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 21.1% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Med-1 Solutions, LLC have?

The CFPB has logged 130 debt-collection complaints against Med-1 Solutions, LLC, 95.6% of all complaints filed against this company.

Does Med-1 Solutions, LLC respond to complaints on time?

Med-1 Solutions, LLC has a 77.2% timely response rate. That falls well short of the 95% benchmark most collectors clear.

Does Med-1 Solutions, LLC provide relief to consumers?

Med-1 Solutions, LLC closed 0.7% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Med-1 Solutions, LLC primarily collect?

Based on CFPB complaint records, Med-1 Solutions, LLC's primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against Med-1 Solutions, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Med-1 Solutions, LLC active?

Med-1 Solutions, LLC has received consumer complaints from 20 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.