2026 data Public-data reference. official source

Arm Wny LLC

Open-data reference.

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Debt Collector, CFPB Complaint Profile Specializes in: Payday loan

CFPB collection forwarding receipt

Forwarded record DC-ARM-WNY-LLC Arm Wny LLC

129 DC complaints · rank #534/656 · 70.1% timely

  • DC 129
  • RANK #534/656
  • TIMELY 70.1%
  • RELIEF 0%
  • DISPUTE 28.8%
  • STATES 35
  • ISSUE Communication tactics
  • RESP Closed with explanation
  • PHOTO Mutual Management Services…

Volume peers

Photo peer: Mutual Management Services LLC (129)

Mutual Management Services L…129Forest Recovery Services LLC129Preferred Collection and Man…129Arm Wny LLC (this)129
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Arm Wny LLC's 129 debt-collection complaints sit next to Mutual Management Services LLC (129) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Arm Wny LLC →

Debt Collection Complaint Breakdown

Payday loan 68
I do not know 45
Other (i.e. phone, health club, etc.) 10
Credit card 4
Credit card debt 1
Medical 1

Top Complaint Issues

1.Communication tactics 41
2.Cont'd attempts collect debt not owed 35
3.Taking/threatening an illegal action 30
4.Improper contact or sharing of info 11
5.Disclosure verification of debt 8
6.False statements or representation 3
7.Can't contact lender 2
8.Improper use of your report 1
9.Attempts to collect debt not owed 1
10.Account opening, closing, or management 1

Company Responses

Closed with explanation 123
Untimely response 11
Consumers who disputed the response 28.8%

Complaints by Year

Year Complaints
2013 2
2014 128
2015 2
2020 1
2023 1

Complaints by State (Top 15)

California 20
Texas 18
Florida 15
Illinois 8
Michigan 7
Pennsylvania 6
Alabama 6
South Carolina 5
Louisiana 5
Tennessee 4
Oklahoma 3
Georgia 3
Missouri 3
New Mexico 3
Delaware 2

What the CFPB Record Shows for Arm Wny LLC

PlainCredit places Arm Wny LLC at #534 of 656 debt collectors by CFPB debt-collection complaint volume (19th percentile), matching the Collectors directory ranking. 129 debt-collection complaints against Arm Wny LLC appear in the CFPB record - 96.3% of the 134 complaints filed about this entity. The 35 states and territories represented make this a multi-state operation by complaint volume. "Payday loan" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Communication tactics" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 70.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is materially below the 95% benchmark, persistently late responses are among the strongest predictors of CFPB supervisory action against debt collectors. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 28.8% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Arm Wny LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Arm Wny LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (129 here).

Forest Recovery Services LLC 129 Mutual Management Services LLC 129 Preferred Collection and Management, Inc. 129 Med-1 Solutions, LLC 130

Similar dispute rates

Nearest collectors by share of complaints marked disputed (28.8% here).

Professional Recovery Management 28.9% Sentry Recovery and Collections, Inc. 28.9% Security Credit Services, LLC 28.7% Arbor Professional Solutions, Inc. 28.6%

Frequently asked questions

How many CFPB debt-collection complaints does Arm Wny LLC have?

129 debt-collection complaints name Arm Wny LLC in this CFPB extract - corpus rank #534/656.

Does Arm Wny LLC respond to CFPB complaints on time?

The timely-response rate for Arm Wny LLC in this extract is 70.1%.

What issue do consumers cite most about Arm Wny LLC?

Consumers most often name "Communication tactics" when complaining about Arm Wny LLC.

How should I read Arm Wny LLC's CFPB complaint record?

Arm Wny LLC's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.