Mullooly Jeffrey Rooney & Flynn

CFPB Consumer Complaint Profile

137
Total Complaints
28
Last 12 Months
100%
Timely Response
5
States Affected
Mullooly Jeffrey Rooney & Flynn timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 78
Debt collection — I do not know 14
Debt collection — Credit card 11
Debt collection — Other debt 9
Debt collection — Other (i.e. phone, health club, etc.) 9
Debt collection — Medical 6
Debt collection — Medical debt 3
Credit reporting or other personal consumer reports — Credit reporting 3
Credit card 1
Credit reporting or other personal consumer reports — Other personal consumer report 1

Top Issues

1.Took or threatened to take negative or legal action 30
2.False statements or representation 24
3.Written notification about debt 23
4.Attempts to collect debt not owed 15
5.Threatened to contact someone or share information improperly 9
6.Communication tactics 8
7.Disclosure verification of debt 7
8.Cont'd attempts collect debt not owed 6
9.Taking/threatening an illegal action 5
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2013 1
2014 9
2015 12
2016 8
2017 4
2018 7
2019 4
2020 4
2021 11
2022 8
2023 9
2024 29
2025 26
2026 5

Complaints by State (Top 15)

New York 108
New Jersey 26
Delaware 1
Connecticut 1
Massachusetts 1

Company Responses

Closed with explanation 133
Closed 2
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Mullooly Jeffrey Rooney & Flynn

The CFPB Consumer Complaint Database has logged 137 complaints against Mullooly Jeffrey Rooney & Flynn overall, with 28 of those filed in the trailing 12 months. Reports have come from consumers in 5 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Mullooly Jeffrey Rooney & Flynn's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 25.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mullooly Jeffrey Rooney & Flynn have?

Mullooly Jeffrey Rooney & Flynn has 137 total consumer complaints filed with the CFPB, with 28 filed in the last 12 months.

Does Mullooly Jeffrey Rooney & Flynn respond to complaints on time?

Mullooly Jeffrey Rooney & Flynn has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Mullooly Jeffrey Rooney & Flynn?

The most complained-about product for Mullooly Jeffrey Rooney & Flynn is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Mullooly Jeffrey Rooney & Flynn?

The most common issue reported by consumers about Mullooly Jeffrey Rooney & Flynn is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Mullooly Jeffrey Rooney & Flynn?

You can file a complaint against Mullooly Jeffrey Rooney & Flynn directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mullooly Jeffrey Rooney & Flynn?

Consumers in 5 states and territories have filed complaints about Mullooly Jeffrey Rooney & Flynn with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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