2026 data Public-data reference. official source

Collections Acquisition Company, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-COLLECTIONS-ACQUIS Collections Acquisition Company, Inc.

197 DC complaints · rank #385/656 · 97.6% timely

  • DC 197
  • RANK #385/656
  • TIMELY 97.6%
  • RELIEF 4.5%
  • DISPUTE 43.5%
  • STATES 41
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Central States Recovery, In…

Photo peer: Central States Recovery, Inc. (197)

Central States Recovery, Inc.197Receivable Solutions, Inc.197Vital Solutions, Inc.197Collections Acquisition Comp…197
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Collections Acquisition Company, Inc.'s 197 debt-collection complaints sit next to Central States Recovery, Inc. (197) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Collections Acquisition Com… →

Debt Collection Complaint Breakdown

I do not know 94
Other debt 67
Other (i.e. phone, health club, etc.) 29
Credit card debt 2
Medical 2
Payday loan debt 1
Telecommunications debt 1
Auto 1

Top Complaint Issues

1.Attempts to collect debt not owed 112
2.Incorrect information on your report 30
3.Disclosure verification of debt 19
4.Cont'd attempts collect debt not owed 19
5.Written notification about debt 18
6.Took or threatened to take negative or legal action 10
7.Communication tactics 8
8.False statements or representation 7
9.Improper use of your report 6
10.Problem with a credit reporting company's investigation into an existing problem 4

Company Responses

Closed with explanation 234
Closed with non-monetary relief 10
Closed with monetary relief 1
Consumers who disputed the response 43.5%

Complaints by Year

Year Complaints
2013 1
2014 14
2015 6
2016 21
2017 23
2018 12
2019 16
2020 17
2021 16
2022 12
2023 19
2024 37
2025 37
2026 14

Complaints by State (Top 15)

Texas 28
California 24
Florida 21
Georgia 13
South Carolina 12
Arkansas 12
Illinois 11
New York 11
Maryland 10
Kansas 8
Virginia 6
Louisiana 6
Indiana 6
Pennsylvania 6
Alabama 6

What the CFPB Record Shows for Collections Acquisition Company, Inc.

PlainCredit places Collections Acquisition Company, Inc. at #385 of 656 debt collectors by CFPB debt-collection complaint volume (41st percentile), matching the Collectors directory ranking. Collections Acquisition Company, Inc. has 197 debt-collection complaints on file with the CFPB, which represents 80.4% of the 245 total complaints the Bureau has received about this entity. Reports have originated from consumers in 41 states and territories, making this a nationwide collection operation as measured by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

97.6% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 4.5% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 43.5% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Collections Acquisition Company, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Collections Acquisition Company, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Collections Acquisition Company, Inc. have?

197 debt-collection complaints name Collections Acquisition Company, Inc. in this CFPB extract - corpus rank #385/656.

Does Collections Acquisition Company, Inc. respond to CFPB complaints on time?

The timely-response rate for Collections Acquisition Company, Inc. in this extract is 97.6%.

What issue do consumers cite most about Collections Acquisition Company, Inc.?

The most-cited issue in complaints about Collections Acquisition Company, Inc. is "Attempts to collect debt not owed."

How should I read Collections Acquisition Company, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.