2026 data Public-data reference. official source

National Credit Adjusters, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Payday loan debt

CFPB collection forwarding receipt

Forwarded record DC-NATIONAL-CREDIT-AD National Credit Adjusters, LLC

6,914 DC complaints · rank #13/656 · 98.7% timely

  • DC 6,914
  • RANK #13/656
  • TIMELY 98.7%
  • RELIEF 0%
  • DISPUTE 13.4%
  • STATES 54
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO HW Holding, Inc

Photo peer: HW Holding, Inc (6,698)

HW Holding, Inc6,698Convergent Resources, Inc.7,680Southwest Credit Systems, L.…6,035National Credit Adjusters, L…6,914
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

National Credit Adjusters, LLC's 6,914 debt-collection complaints sit next to HW Holding, Inc (6,698) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for National Credit Adjusters,… →

Debt Collection Complaint Breakdown

I do not know 4,149
Payday loan debt 1,155
Credit card debt 615
Other debt 594
Payday loan 220
Other (i.e. phone, health club, etc.) 69
Rental debt 30
Telecommunications debt 26
Credit card 25
Medical debt 16
Auto debt 5
Mortgage debt 4
Private student loan debt 3
Non-federal student loan 2
Medical 1

Top Complaint Issues

1.Attempts to collect debt not owed 3,066
2.Written notification about debt 1,440
3.Incorrect information on your report 1,200
4.Took or threatened to take negative or legal action 908
5.False statements or representation 724
6.Improper use of your report 579
7.Communication tactics 389
8.Problem with a credit reporting company's investigation into an existing problem 324
9.Problem with a company's investigation into an existing problem 317
10.Cont'd attempts collect debt not owed 126

Company Responses

Closed with explanation 8,867
In progress 652
Closed 3
Closed with monetary relief 2
Closed with non-monetary relief 1
Consumers who disputed the response 13.4%

Complaints by Year

Year Complaints
2013 36
2014 141
2015 153
2016 143
2017 169
2018 210
2019 201
2020 698
2021 1,157
2022 725
2023 938
2024 1,567
2025 2,395
2026 992

Complaints by State (Top 15)

Texas 2,714
California 1,486
Alabama 526
Florida 473
Ohio 454
Georgia 395
Louisiana 364
South Carolina 364
Tennessee 345
Missouri 208
Michigan 208
Illinois 203
Virginia 188
Mississippi 176
Arizona 140

What the CFPB Record Shows for National Credit Adjusters, LLC

PlainCredit places National Credit Adjusters, LLC at #13 of 656 debt collectors by CFPB debt-collection complaint volume (98th percentile), matching the Collectors directory ranking. National Credit Adjusters, LLC has 6,914 debt-collection complaints on file with the CFPB, which represents 72.6% of the 9,525 total complaints the Bureau has received about this entity. Reports have originated from consumers in 54 states and territories, making this a nationwide collection operation as measured by complaint volume. Consumers most frequently describe "Payday loan debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

98.7% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 13.4% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for National Credit Adjusters, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for National Credit Adjusters, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (6,914 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (13.4% here).

Frequently asked questions

How many CFPB debt-collection complaints does National Credit Adjusters, LLC have?

The CFPB extract lists 6,914 debt-collection complaints against National Credit Adjusters, LLC (#13 of 656 collectors by volume).

Does National Credit Adjusters, LLC respond to CFPB complaints on time?

National Credit Adjusters, LLC's timely response rate on CFPB complaints is 98.7%.

What issue do consumers cite most about National Credit Adjusters, LLC?

The most-cited issue in complaints about National Credit Adjusters, LLC is "Attempts to collect debt not owed."

How should I read National Credit Adjusters, LLC's CFPB complaint record?

National Credit Adjusters, LLC's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.