RGS Financial, Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-RGS-FINANCIAL-INC RGS Financial, Inc.
239 DC complaints · rank #327/656 · 95.8% timely
- DC 239
- RANK #327/656
- TIMELY 95.8%
- RELIEF 9.1%
- DISPUTE 13.3%
- STATES 41
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Altisource Portfolio Soluti…
Volume peers
Photo peer: Altisource Portfolio Solutions, S.à r.l. (239)
RGS Financial, Inc.'s 239 debt-collection complaints sit next to Altisource Portfolio Solutions, S.à r.l. (239) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for RGS Financial, Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 5 |
| 2014 | 11 |
| 2015 | 20 |
| 2016 | 33 |
| 2017 | 22 |
| 2018 | 22 |
| 2019 | 20 |
| 2020 | 22 |
| 2021 | 41 |
| 2022 | 11 |
| 2023 | 13 |
| 2024 | 9 |
| 2025 | 31 |
| 2026 | 3 |
Complaints by State (Top 15)
What the CFPB Record Shows for RGS Financial, Inc.
PlainCredit places RGS Financial, Inc. at #327 of 656 debt collectors by CFPB debt-collection complaint volume (50th percentile), matching the Collectors directory ranking. 239 debt-collection complaints against RGS Financial, Inc. appear in the CFPB record - 90.9% of the 263 complaints filed about this entity. The 41 states and territories represented make this a nationwide operation by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
The company's timely response rate is 95.8%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 9.1% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 13.3% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for RGS Financial, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for RGS Financial, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (239 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (13.3% here).
Frequently asked questions
How many CFPB debt-collection complaints does RGS Financial, Inc. have?
The CFPB extract lists 239 debt-collection complaints against RGS Financial, Inc. (#327 of 656 collectors by volume).
Does RGS Financial, Inc. respond to CFPB complaints on time?
The timely-response rate for RGS Financial, Inc. in this extract is 95.8%.
What issue do consumers cite most about RGS Financial, Inc.?
"Attempts to collect debt not owed" is the leading issue tag on RGS Financial, Inc.'s CFPB complaint record.
How should I read RGS Financial, Inc.'s CFPB complaint record?
These figures summarize what consumers filed with the CFPB about RGS Financial, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.