2026 data Public-data reference. official source

Convergent Resources, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-CONVERGENT-RESOURC Convergent Resources, Inc.

7,680 DC complaints · rank #12/656 · 99.9% timely

  • DC 7,680
  • RANK #12/656
  • TIMELY 99.9%
  • RELIEF 0%
  • DISPUTE 12.8%
  • STATES 56
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO National Credit Adjusters,…

Photo peer: National Credit Adjusters, LLC (6,914)

National Credit Adjusters, L…6,914Caine & Weiner Company, Inc.8,597HW Holding, Inc6,698Convergent Resources, Inc. (…7,680
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Convergent Resources, Inc.'s 7,680 debt-collection complaints sit next to National Credit Adjusters, LLC (6,914) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Convergent Resources, Inc. →

Debt Collection Complaint Breakdown

Other debt 4,073
I do not know 1,570
Other (i.e. phone, health club, etc.) 1,314
Credit card debt 276
Credit card 164
Medical 64
Medical debt 58
Telecommunications debt 47
Private student loan debt 45
Auto debt 27
Auto 11
Federal student loan debt 9
Non-federal student loan 8
Payday loan debt 6
Payday loan 4
Mortgage debt 2
Federal student loan 1
Rental debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 3,381
2.Written notification about debt 1,309
3.Cont'd attempts collect debt not owed 1,223
4.Incorrect information on your report 750
5.False statements or representation 527
6.Communication tactics 442
7.Disclosure verification of debt 392
8.Problem with a credit reporting company's investigation into an existing problem 321
9.Took or threatened to take negative or legal action 271
10.Improper use of your report 244

Company Responses

Closed with explanation 9,090
Closed 12
In progress 1
Consumers who disputed the response 12.8%

Complaints by Year

Year Complaints
2012 2
2013 131
2014 538
2015 502
2016 544
2017 1,087
2018 1,216
2019 844
2020 968
2021 1,265
2022 1,180
2023 691
2024 65
2025 64
2026 6

Complaints by State (Top 15)

Florida 1,085
Texas 999
California 979
Georgia 728
New York 416
Illinois 402
Pennsylvania 356
New Jersey 341
Michigan 250
Ohio 242
Arizona 240
Virginia 239
Louisiana 213
Maryland 197
Nevada 185

What the CFPB Record Shows for Convergent Resources, Inc.

PlainCredit places Convergent Resources, Inc. at #12 of 656 debt collectors by CFPB debt-collection complaint volume (98th percentile), matching the Collectors directory ranking. Convergent Resources, Inc. has 7,680 debt-collection complaints on file with the CFPB, which represents 84.4% of the 9,103 total complaints the Bureau has received about this entity. Reports have originated from consumers in 56 states and territories, making this a nationwide collection operation as measured by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 99.9%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 12.8% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Convergent Resources, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Convergent Resources, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Convergent Resources, Inc. have?

7,680 debt-collection complaints name Convergent Resources, Inc. in this CFPB extract - corpus rank #12/656.

Does Convergent Resources, Inc. respond to CFPB complaints on time?

The timely-response rate for Convergent Resources, Inc. in this extract is 99.9%.

What issue do consumers cite most about Convergent Resources, Inc.?

Consumers most often name "Attempts to collect debt not owed" when complaining about Convergent Resources, Inc..

How should I read Convergent Resources, Inc.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Convergent Resources, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.