2026 data Public-data reference. official source

Professional Debt Mediation, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

1,580
Debt Collection Complaints
80.4%
of All Complaints
82.8%
Timely Response
0.1%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 514
Other debt 464
Rental debt 354
Other (i.e. phone, health club, etc.) 173
Medical debt 29
Mortgage debt 24
Credit card debt 11
Mortgage 4
Medical 3
Telecommunications debt 2
Auto debt 2

Top Complaint Issues

1.Attempts to collect debt not owed 707
2.False statements or representation 258
3.Written notification about debt 248
4.Incorrect information on your report 198
5.Took or threatened to take negative or legal action 113
6.Cont'd attempts collect debt not owed 92
7.Communication tactics 72
8.Improper use of your report 68
9.Disclosure verification of debt 56
10.Problem with a credit reporting company's investigation into an existing problem 47

Company Responses

Closed with explanation 1,904
Untimely response 58
Closed with non-monetary relief 2
Consumers who disputed the response 16.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 10
2014 59
2015 61
2016 65
2017 120
2018 90
2019 75
2020 82
2021 143
2022 200
2023 213
2024 253
2025 463
2026 130

Complaints by State (Top 15)

Florida 676
Georgia 398
Texas 268
South Carolina 78
North Carolina 68
New York 41
Alabama 40
Virginia 38
Connecticut 38
Pennsylvania 33
Maryland 25
Louisiana 25
Mississippi 24
California 23
Tennessee 22

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 175
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 170
Credit reporting or other personal consumer reports - Other personal consumer report 18
Credit reporting 10
Consumer Loan - Installment loan 4
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 3
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Professional Debt Mediation, Inc.

Professional Debt Mediation, Inc. has 1,580 debt-collection complaints on file with the CFPB, which represents 80.4% of the 1,964 total complaints the Bureau has received about this entity. Reports have originated from consumers in 47 states and territories, making this a nationwide collection operation as measured by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

82.8% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. 0.1% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 16.5% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Professional Debt Mediation, Inc. have?

Professional Debt Mediation, Inc. has 1,580 debt collection complaints filed with the CFPB, representing 80.4% of all complaints against this company.

Does Professional Debt Mediation, Inc. respond to complaints on time?

82.8% of the CFPB complaints against Professional Debt Mediation, Inc. get a response within the expected window.

Does Professional Debt Mediation, Inc. provide relief to consumers?

0.1% of resolved complaints against Professional Debt Mediation, Inc. were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Professional Debt Mediation, Inc. primarily collect?

Based on CFPB complaint records, Professional Debt Mediation, Inc.'s primary debt type is "Other debt"; the complete breakdown is shown above.

What rights do I have against Professional Debt Mediation, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Professional Debt Mediation, Inc. active?

CFPB data shows consumer complaints against Professional Debt Mediation, Inc. from 47 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.