2026 data Public-data reference. official source

Quality Asset Recovery LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

301
Debt Collection Complaints
85.5%
of All Complaints
99.1%
Timely Response
0.3%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 140
I do not know 71
Medical 45
Other debt 34
Rental debt 5
Other (i.e. phone, health club, etc.) 3
Auto debt 1
Mortgage debt 1
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 112
2.Written notification about debt 74
3.Cont'd attempts collect debt not owed 29
4.Incorrect information on your report 25
5.Took or threatened to take negative or legal action 23
6.False statements or representation 22
7.Communication tactics 18
8.Disclosure verification of debt 17
9.Problem with a credit reporting company's investigation into an existing problem 11
10.Improper use of your report 9

Company Responses

Closed with explanation 335
Closed 16
Closed with non-monetary relief 1
Consumers who disputed the response 14.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 4
2014 12
2015 10
2016 20
2017 30
2018 38
2019 48
2020 37
2021 52
2022 33
2023 22
2024 19
2025 24
2026 3

Complaints by State (Top 15)

New Jersey 188
Pennsylvania 43
Texas 27
Florida 26
New York 23
South Carolina 12
Delaware 5
Maryland 4
Georgia 4
North Carolina 4
West Virginia 2
Ohio 2
California 2
Connecticut 2
Alabama 2

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 39
Credit reporting or other personal consumer reports - Credit reporting 11
Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Quality Asset Recovery LLC

301 debt-collection complaints against Quality Asset Recovery LLC appear in the CFPB record - 85.5% of the 352 complaints filed about this entity. The 19 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

99.1% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0.3% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 14.3% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Quality Asset Recovery LLC have?

Quality Asset Recovery LLC has 301 debt collection complaints filed with the CFPB, representing 85.5% of all complaints against this company.

Does Quality Asset Recovery LLC respond to complaints on time?

99.1% of the CFPB complaints against Quality Asset Recovery LLC get a response within the expected window. That is a strong response record by CFPB standards.

Does Quality Asset Recovery LLC provide relief to consumers?

0.3% of resolved complaints against Quality Asset Recovery LLC were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Quality Asset Recovery LLC primarily collect?

"Medical debt" is the debt type Quality Asset Recovery LLC is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Quality Asset Recovery LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Quality Asset Recovery LLC active?

Consumers in 19 states and territories have filed CFPB complaints against Quality Asset Recovery LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.