CFPB Consumer Complaint Profile

Quality Asset Recovery LLC

What 352 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

352
Total complaints
22
Last 12 months
99.1%
Timely response
19
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Quality Asset Recovery LLC sits at #627, with 352 complaints logged. 99.1% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#627
of 3,848 companies by volume
99.1%
answered on time
Debt collection
most-complained product
19
states with complaints
Quality Asset Recovery LLC timely response rate 99.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 140
Debt collection - I do not know 71
Debt collection - Medical 45
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 39
Debt collection - Other debt 34
Credit reporting or other personal consumer reports - Credit reporting 11
Debt collection - Rental debt 5
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Auto debt 1
Debt collection - Mortgage debt 1

Top Issues

1.Attempts to collect debt not owed 112
2.Written notification about debt 74
3.Cont'd attempts collect debt not owed 29
4.Incorrect information on your report 25
5.Took or threatened to take negative or legal action 23
6.False statements or representation 22
7.Communication tactics 18
8.Disclosure verification of debt 17
9.Problem with a credit reporting company's investigation into an existing problem 11
10.Improper use of your report 9

Complaints by Year

Year Complaints
2013 4
2014 12
2015 10
2016 20
2017 30
2018 38
2019 48
2020 37
2021 52
2022 33
2023 22
2024 19
2025 24
2026 3

Complaints by State (Top 15)

New Jersey 188
Pennsylvania 43
Texas 27
Florida 26
New York 23
South Carolina 12
Delaware 5
Maryland 4
Georgia 4
North Carolina 4
West Virginia 2
Ohio 2
California 2
Connecticut 2
Alabama 2

Company Responses

Closed with explanation 335
Closed 16
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Quality Asset Recovery LLC

352 complaints against Quality Asset Recovery LLC appear in the CFPB record, including 22 from the trailing year. The 19 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

99.1% of CFPB-forwarded complaints against Quality Asset Recovery LLC get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response in 14.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. 0.3% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Quality Asset Recovery LLC have?

The CFPB has logged 352 complaints against Quality Asset Recovery LLC to date, of which 22 came in over the last 12 months.

Does Quality Asset Recovery LLC respond to complaints on time?

99.1% of the CFPB complaints against Quality Asset Recovery LLC get a response within the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Quality Asset Recovery LLC?

Among all products tied to Quality Asset Recovery LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Quality Asset Recovery LLC?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Quality Asset Recovery LLC; the full issue list with counts is above.

How do I file a complaint against Quality Asset Recovery LLC?

You can file a complaint against Quality Asset Recovery LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Quality Asset Recovery LLC?

The CFPB has recorded complaints against Quality Asset Recovery LLC from 19 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026