2026 data Public-data reference. official source

Transfinancial Companies, Inc

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-TRANSFINANCIAL-COM Transfinancial Companies, Inc

307 DC complaints · rank #268/656 · 99% timely

  • DC 307
  • RANK #268/656
  • TIMELY 99%
  • RELIEF 0.3%
  • DISPUTE 12.5%
  • STATES 18
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Nationwide Capital Services…

Photo peer: Nationwide Capital Services, LLC (307)

Nationwide Capital Services,…307Pendrick Capital Partners Ho…307Seattle Service Bureau, Inc308Transfinancial Companies, In…307
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Transfinancial Companies, Inc's 307 debt-collection complaints sit next to Nationwide Capital Services, LLC (307) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Transfinancial Companies, I… →

Debt Collection Complaint Breakdown

Medical debt 149
I do not know 94
Medical 26
Other debt 17
Credit card debt 14
Other (i.e. phone, health club, etc.) 6
Mortgage debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 123
2.Written notification about debt 89
3.Incorrect information on your report 42
4.Problem with a credit reporting company's investigation into an existing problem 26
5.False statements or representation 25
6.Cont'd attempts collect debt not owed 19
7.Took or threatened to take negative or legal action 18
8.Communication tactics 15
9.Improper use of your report 12
10.Disclosure verification of debt 11

Company Responses

Closed with explanation 376
Closed 14
Closed with non-monetary relief 1
Consumers who disputed the response 12.5%

Complaints by Year

Year Complaints
2014 11
2015 14
2016 9
2017 21
2018 40
2019 39
2020 34
2021 51
2022 33
2023 24
2024 39
2025 58
2026 18

Complaints by State (Top 15)

Louisiana 296
Texas 42
Florida 17
Georgia 7
Mississippi 5
Alabama 4
Indiana 3
Pennsylvania 2
New Mexico 2
Illinois 1
Idaho 1
Nevada 1
California 1
Arizona 1
Oklahoma 1

What the CFPB Record Shows for Transfinancial Companies, Inc

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Transfinancial Companies, Inc ranks #268 of 656 debt collectors by debt-collection complaint volume (59th percentile), using the same dc_complaints sort as the Collectors directory. 307 debt-collection complaints against Transfinancial Companies, Inc appear in the CFPB record - 78.5% of the 391 complaints filed about this entity. The 18 states and territories represented make this a multi-state operation by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 99%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0.3% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 12.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Transfinancial Companies, Inc → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Transfinancial Companies, Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Transfinancial Companies, Inc have?

The CFPB extract lists 307 debt-collection complaints against Transfinancial Companies, Inc (#268 of 656 collectors by volume).

Does Transfinancial Companies, Inc respond to CFPB complaints on time?

The timely-response rate for Transfinancial Companies, Inc in this extract is 99%.

What issue do consumers cite most about Transfinancial Companies, Inc?

"Attempts to collect debt not owed" is the leading issue tag on Transfinancial Companies, Inc's CFPB complaint record.

How should I read Transfinancial Companies, Inc's CFPB complaint record?

Transfinancial Companies, Inc's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.