2026 data Public-data reference. official source

Ideal Collection Services, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-IDEAL-COLLECTION-S Ideal Collection Services, Inc.

305 DC complaints · rank #271/656 · 100% timely

  • DC 305
  • RANK #271/656
  • TIMELY 100%
  • RELIEF 0%
  • DISPUTE 43.2%
  • STATES 28
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Transfinancial Companies, I…

Photo peer: Transfinancial Companies, Inc (307)

Transfinancial Companies, Inc307Nationwide Capital Services,…307Pendrick Capital Partners Ho…307Ideal Collection Services, I…305
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Ideal Collection Services, Inc.'s 305 debt-collection complaints sit next to Transfinancial Companies, Inc (307) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Ideal Collection Services,… →

Debt Collection Complaint Breakdown

I do not know 103
Other debt 90
Rental debt 66
Other (i.e. phone, health club, etc.) 29
Credit card debt 11
Mortgage debt 4
Payday loan debt 1
Medical 1

Top Complaint Issues

1.Attempts to collect debt not owed 138
2.Written notification about debt 62
3.Incorrect information on your report 45
4.False statements or representation 36
5.Took or threatened to take negative or legal action 28
6.Improper use of your report 22
7.Cont'd attempts collect debt not owed 19
8.Problem with a credit reporting company's investigation into an existing problem 11
9.Communication tactics 9
10.Disclosure verification of debt 8

Company Responses

Closed with explanation 398
Closed 2
Consumers who disputed the response 43.2%

Complaints by Year

Year Complaints
2015 7
2016 14
2017 31
2018 36
2019 20
2020 18
2021 38
2022 31
2023 35
2024 60
2025 83
2026 27

Complaints by State (Top 15)

Florida 302
Georgia 18
New York 10
Texas 10
North Carolina 6
Pennsylvania 5
California 5
Louisiana 3
New Jersey 3
Ohio 3
Indiana 3
Arizona 3
Illinois 3
South Carolina 3
Michigan 2

What the CFPB Record Shows for Ideal Collection Services, Inc.

Ideal Collection Services, Inc. sits at #271 of 656 debt collectors in this extract by debt-collection complaint volume (59th percentile), the same ordering shown on /collectors. Ideal Collection Services, Inc. has 305 debt-collection complaints on file with the CFPB, which represents 76.3% of the 400 total complaints the Bureau has received about this entity. Reports have originated from consumers in 28 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

Within the Bureau's 15-day response window, this company answers 100% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 43.2% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Ideal Collection Services, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Ideal Collection Services, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Ideal Collection Services, Inc. have?

The CFPB extract lists 305 debt-collection complaints against Ideal Collection Services, Inc. (#271 of 656 collectors by volume).

Does Ideal Collection Services, Inc. respond to CFPB complaints on time?

CFPB complaints against Ideal Collection Services, Inc. show a 100% timely-response rate.

What issue do consumers cite most about Ideal Collection Services, Inc.?

The most-cited issue in complaints about Ideal Collection Services, Inc. is "Attempts to collect debt not owed."

How should I read Ideal Collection Services, Inc.'s CFPB complaint record?

Ideal Collection Services, Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.