Concord Servicing Corporation
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.
FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 7 |
| 2014 | 16 |
| 2015 | 15 |
| 2016 | 11 |
| 2017 | 11 |
| 2018 | 21 |
| 2019 | 8 |
| 2020 | 9 |
| 2021 | 25 |
| 2022 | 16 |
| 2023 | 31 |
| 2024 | 93 |
| 2025 | 204 |
| 2026 | 57 |
Complaints by State (Top 15)
Other Complaint Types
Your Rights with Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.
- Request written verification of any debt within 30 days of first contact
- Dispute a debt if you believe it is incorrect or does not belong to you
- Demand the collector stop contacting you (in writing)
- File a complaint with the CFPB at consumerfinance.gov/complaint
What the CFPB Record Shows for Concord Servicing Corporation
Concord Servicing Corporation has 301 debt-collection complaints on file with the CFPB, which represents 57.4% of the 524 total complaints the Bureau has received about this entity. Reports have originated from consumers in 47 states and territories, making this a nationwide collection operation as measured by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
The company's timely response rate is 98.7%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 4.2% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 9.6% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
How to read these numbers, and what to do if you're disputing a charge
Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Frequently Asked Questions
How many debt collection complaints does Concord Servicing Corporation have?
Concord Servicing Corporation has 301 debt collection complaints filed with the CFPB, representing 57.4% of all complaints against this company.
Does Concord Servicing Corporation respond to complaints on time?
Concord Servicing Corporation has a 98.7% timely response rate. That is a strong response record by CFPB standards.
Does Concord Servicing Corporation provide relief to consumers?
Of resolved complaints against Concord Servicing Corporation, 4.2% ended with consumer relief of some kind.
What type of debt does Concord Servicing Corporation primarily collect?
Based on CFPB complaint records, Concord Servicing Corporation's primary debt type is "Other debt"; the complete breakdown is shown above.
What rights do I have against Concord Servicing Corporation?
Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.
In how many states is Concord Servicing Corporation active?
CFPB data shows consumer complaints against Concord Servicing Corporation from 47 states and territories.
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.