2026 data Public-data reference. official source

Financial Management Solutions, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-FINANCIAL-MANAGEME Financial Management Solutions, LLC

239 DC complaints · rank #327/656 · 98.7% timely

  • DC 239
  • RANK #327/656
  • TIMELY 98.7%
  • RELIEF 0%
  • DISPUTE 27.3%
  • STATES 18
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Altisource Portfolio Soluti…

Photo peer: Altisource Portfolio Solutions, S.à r.l. (239)

Altisource Portfolio Solutio…239RGS Financial, Inc.239KLS Financial Services, Inc240Financial Management Solutio…239
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Financial Management Solutions, LLC's 239 debt-collection complaints sit next to Altisource Portfolio Solutions, S.à r.l. (239) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Financial Management Soluti… →

Debt Collection Complaint Breakdown

Other debt 70
I do not know 60
Rental debt 54
Other (i.e. phone, health club, etc.) 38
Medical 8
Mortgage debt 4
Credit card debt 3
Medical debt 2

Top Complaint Issues

1.Attempts to collect debt not owed 78
2.False statements or representation 38
3.Incorrect information on your report 36
4.Written notification about debt 34
5.Took or threatened to take negative or legal action 32
6.Improper use of your report 21
7.Cont'd attempts collect debt not owed 20
8.Communication tactics 19
9.Disclosure verification of debt 15
10.Problem with a credit reporting company's investigation into an existing problem 7

Company Responses

Closed with explanation 308
Consumers who disputed the response 27.3%

Complaints by Year

Year Complaints
2013 7
2014 10
2015 13
2016 12
2017 26
2018 18
2019 18
2020 30
2021 25
2022 22
2023 19
2024 42
2025 54
2026 12

Complaints by State (Top 15)

Maryland 174
Virginia 36
District of Columbia 27
Georgia 15
Pennsylvania 12
New Jersey 8
Texas 6
Florida 5
North Carolina 5
New York 4
California 4
South Carolina 2
Arizona 1
Ohio 1
Wisconsin 1

What the CFPB Record Shows for Financial Management Solutions, LLC

PlainCredit places Financial Management Solutions, LLC at #327 of 656 debt collectors by CFPB debt-collection complaint volume (50th percentile), matching the Collectors directory ranking. The CFPB has logged 239 debt-collection complaints against Financial Management Solutions, LLC, 77.6% of the 308 complaints filed against this entity overall. Consumers in 18 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 98.7%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 27.3% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Financial Management Solutions, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Financial Management Solutions, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Financial Management Solutions, LLC have?

Financial Management Solutions, LLC has 239 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #327 of 656 collectors by that volume.

Does Financial Management Solutions, LLC respond to CFPB complaints on time?

The timely-response rate for Financial Management Solutions, LLC in this extract is 98.7%.

What issue do consumers cite most about Financial Management Solutions, LLC?

Consumers most often name "Attempts to collect debt not owed" when complaining about Financial Management Solutions, LLC.

How should I read Financial Management Solutions, LLC's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Financial Management Solutions, LLC. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.