2026 data Public-data reference. official source

Second Round Limited Partnership, Austin, TX Branch

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

330
Debt Collection Complaints
87.3%
of All Complaints
94.2%
Timely Response
0.8%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 127
I do not know 76
Credit card 58
Other debt 23
Other (i.e. phone, health club, etc.) 19
Payday loan 9
Medical debt 8
Auto debt 4
Medical 3
Auto 2
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 96
2.Written notification about debt 62
3.Cont'd attempts collect debt not owed 54
4.Disclosure verification of debt 38
5.Incorrect information on your report 25
6.Took or threatened to take negative or legal action 25
7.False statements or representation 24
8.Communication tactics 19
9.Problem with a credit reporting company's investigation into an existing problem 11
10.Improper contact or sharing of info 5

Company Responses

Closed with explanation 327
Closed 48
Closed with non-monetary relief 2
Closed with monetary relief 1
Consumers who disputed the response 29.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 5
2014 35
2015 37
2016 30
2017 52
2018 44
2019 54
2020 52
2021 12
2022 19
2023 8
2024 13
2025 17

Complaints by State (Top 15)

Florida 50
Texas 38
California 37
New York 32
Georgia 30
Illinois 14
Ohio 13
Maryland 12
Virginia 12
Pennsylvania 10
Michigan 9
New Jersey 8
Massachusetts 8
Louisiana 8
Alabama 7

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 30
Credit reporting or other personal consumer reports - Credit reporting 7
Credit card 3
Credit reporting 2
Consumer Loan - Vehicle loan 2
Consumer Loan - Installment loan 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Second Round Limited Partnership, Austin, TX Branch

The CFPB has logged 330 debt-collection complaints against Second Round Limited Partnership, Austin, TX Branch, 87.3% of the 378 complaints filed against this entity overall. Consumers in 41 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. The most common debt type behind these complaints is "Credit card debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

94.2% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Of resolved cases, 0.8% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 29.5% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Second Round Limited Partnership, Austin, TX Branch have?

The CFPB has logged 330 debt-collection complaints against Second Round Limited Partnership, Austin, TX Branch, 87.3% of all complaints filed against this company.

Does Second Round Limited Partnership, Austin, TX Branch respond to complaints on time?

94.2% of the CFPB complaints against Second Round Limited Partnership, Austin, TX Branch get a response within the expected window.

Does Second Round Limited Partnership, Austin, TX Branch provide relief to consumers?

0.8% of resolved complaints against Second Round Limited Partnership, Austin, TX Branch were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Second Round Limited Partnership, Austin, TX Branch primarily collect?

Based on CFPB complaint records, Second Round Limited Partnership, Austin, TX Branch's primary debt type is "Credit card debt"; the complete breakdown is shown above.

What rights do I have against Second Round Limited Partnership, Austin, TX Branch?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Second Round Limited Partnership, Austin, TX Branch active?

CFPB data shows consumer complaints against Second Round Limited Partnership, Austin, TX Branch from 41 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.