CFPB Consumer Complaint Profile

Second Round Limited Partnership, Austin, TX Branch

Consumers have filed 378 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

378
Total complaints
Above average
14
Last 12 months
94.2%
Timely response
Below median
41
States affected

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The verdict

Second Round Limited Partnership, Austin, TX Branch ranks #594 of 3,843 financial companies by CFPB complaint volume, with 378 complaints on record. Its on-time response rate is 94.2%, the 27th percentile among companies with 100+ complaints.

#594
of 3,843 companies by volume
94.2%
on time (27th pctile)
Debt collection
most-complained product
41
states with complaints
F
PlainCredit Trust Score
37/100
Second Round Limited Partnership, Austin, TX Branch · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 29.5%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.8%
Share of complaints closed with monetary or non-monetary relief

Second Round Limited Partnership, Austin, TX Branch vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94.2% Around the middle higher than 27% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Second Round Limited Partnership, Austin, TX Branch timely response rate 94.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 127
Debt collection - I do not know 76
Debt collection - Credit card 58
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 30
Debt collection - Other debt 23
Debt collection - Other (i.e. phone, health club, etc.) 19
Debt collection - Payday loan 9
Debt collection - Medical debt 8
Credit reporting or other personal consumer reports - Credit reporting 7
Debt collection - Auto debt 4

Top Issues

1.Attempts to collect debt not owed 96
2.Written notification about debt 62
3.Cont'd attempts collect debt not owed 54
4.Disclosure verification of debt 38
5.Incorrect information on your report 25
6.Took or threatened to take negative or legal action 25
7.False statements or representation 24
8.Communication tactics 19
9.Problem with a credit reporting company's investigation into an existing problem 11
10.Improper contact or sharing of info 5

Complaints by Year

Year Complaints
2013 5
2014 35
2015 37
2016 30
2017 52
2018 44
2019 54
2020 52
2021 12
2022 19
2023 8
2024 13
2025 17

Complaints by State (Top 15)

Florida 50
Texas 38
California 37
New York 32
Georgia 30
Illinois 14
Ohio 13
Maryland 12
Virginia 12
Pennsylvania 10
Michigan 9
New Jersey 8
Massachusetts 8
Louisiana 8
Alabama 7

Company Responses

Closed with explanation 327
Closed 48
Closed with non-monetary relief 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Second Round Limited Partnership, Austin, TX Branch

Second Round Limited Partnership, Austin, TX Branch carries 378 complaints in the CFPB's database, 14 of them filed within the past 12 months. Consumers spanning 41 states and territories have weighed in, giving this a nationwide footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Second Round Limited Partnership, Austin, TX Branch draw a 94.2% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 29.5% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Second Round Limited Partnership, Austin, TX Branch have?

378 complaints have been filed against Second Round Limited Partnership, Austin, TX Branch with the CFPB overall - 14 of them in the past year.

Does Second Round Limited Partnership, Austin, TX Branch respond to complaints on time?

CFPB complaints against Second Round Limited Partnership, Austin, TX Branch draw a 94.2% timely-response rate inside the expected window.

What product generates the most complaints for Second Round Limited Partnership, Austin, TX Branch?

Among all products tied to Second Round Limited Partnership, Austin, TX Branch, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Second Round Limited Partnership, Austin, TX Branch?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Second Round Limited Partnership, Austin, TX Branch - see all issues and counts above.

How do I file a complaint against Second Round Limited Partnership, Austin, TX Branch?

You can file a complaint against Second Round Limited Partnership, Austin, TX Branch directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Second Round Limited Partnership, Austin, TX Branch?

Second Round Limited Partnership, Austin, TX Branch has drawn CFPB complaints from 41 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Second Round Limited Partnership, Austin, TX Branch: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026