2026 data Public-data reference. official source

F.H. Cann & Associates, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Federal student loan debt

333
Debt Collection Complaints
76.6%
of All Complaints
97.2%
Timely Response
1.4%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 145
Federal student loan debt 71
Private student loan debt 37
Other debt 34
Credit card debt 25
Federal student loan 10
Other (i.e. phone, health club, etc.) 5
Non-federal student loan 2
Payday loan debt 2
Auto debt 1
Medical debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 124
2.Written notification about debt 66
3.False statements or representation 45
4.Communication tactics 39
5.Dealing with your lender or servicer 37
6.Took or threatened to take negative or legal action 23
7.Threatened to contact someone or share information improperly 19
8.Incorrect information on your report 16
9.Struggling to repay your loan 15
10.Improper use of your report 11

Company Responses

Closed with explanation 428
Closed with non-monetary relief 6
Closed 1
Consumers who disputed the response 25%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 2
2014 5
2015 9
2016 11
2017 24
2018 26
2019 46
2020 40
2021 16
2022 6
2023 11
2024 60
2025 143
2026 36

Complaints by State (Top 15)

Texas 39
Georgia 35
Florida 33
California 30
New York 23
Illinois 21
Michigan 19
Pennsylvania 18
Virginia 17
Massachusetts 17
North Carolina 16
Alabama 12
Indiana 11
Ohio 10
Missouri 9

Other Complaint Types

Student loan - Federal student loan servicing 57
Credit reporting or other personal consumer reports - Credit reporting 27
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Student loan - Private student loan 6
Checking or savings account - Checking account 2
Student loan - Non-federal student loan 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for F.H. Cann & Associates, Inc.

333 debt-collection complaints against F.H. Cann & Associates, Inc. appear in the CFPB record - 76.6% of the 435 complaints filed about this entity. The 42 states and territories represented make this a nationwide operation by complaint volume. "Federal student loan debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 97.2% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 1.4% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 25% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does F.H. Cann & Associates, Inc. have?

F.H. Cann & Associates, Inc. has 333 debt collection complaints filed with the CFPB, representing 76.6% of all complaints against this company.

Does F.H. Cann & Associates, Inc. respond to complaints on time?

F.H. Cann & Associates, Inc. has a 97.2% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does F.H. Cann & Associates, Inc. provide relief to consumers?

1.4% of resolved complaints against F.H. Cann & Associates, Inc. were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does F.H. Cann & Associates, Inc. primarily collect?

F.H. Cann & Associates, Inc. primarily collects "Federal student loan debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against F.H. Cann & Associates, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is F.H. Cann & Associates, Inc. active?

F.H. Cann & Associates, Inc. has received consumer complaints from 42 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.