2026 data Public-data reference. official source

MST Financial Services, L.L.C.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-MST-FINANCIAL-SERV MST Financial Services, L.L.C.

112 DC complaints · rank #573/656 · 99.2% timely

  • DC 112
  • RANK #573/656
  • TIMELY 99.2%
  • RELIEF 18.2%
  • DISPUTE 29.5%
  • STATES 14
  • ISSUE Written notification about…
  • RESP Closed with explanation
  • PHOTO Finance System

Photo peer: Finance System of Richmond, Inc. (112)

Finance System of Richmond, …112Shermeta Law Group, PLLC112Recovery Solutions Group, LLC112MST Financial Services, L.L.…112
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

MST Financial Services, L.L.C.'s 112 debt-collection complaints sit next to Finance System of Richmond, Inc. (112) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for MST Financial Services, L.L… →

Debt Collection Complaint Breakdown

Medical debt 36
Medical 31
Other debt 18
I do not know 16
Other (i.e. phone, health club, etc.) 6
Credit card debt 4
Rental debt 1

Top Complaint Issues

1.Written notification about debt 25
2.Attempts to collect debt not owed 17
3.False statements or representation 15
4.Cont'd attempts collect debt not owed 13
5.Communication tactics 12
6.Disclosure verification of debt 9
7.Took or threatened to take negative or legal action 8
8.Improper contact or sharing of info 5
9.Taking/threatening an illegal action 5
10.Incorrect information on your report 3

Company Responses

Closed with explanation 99
Closed with non-monetary relief 21
Closed with monetary relief 1
Consumers who disputed the response 29.5%

Complaints by Year

Year Complaints
2013 2
2014 7
2015 14
2016 17
2017 9
2018 6
2019 6
2020 8
2021 10
2022 9
2023 3
2024 3
2025 14
2026 13

Complaints by State (Top 15)

Washington 51
Idaho 48
Colorado 4
California 3
Oregon 2
Minnesota 2
New Jersey 1
Indiana 1
Iowa 1
Utah 1
Florida 1
Illinois 1
Montana 1
Wisconsin 1

What the CFPB Record Shows for MST Financial Services, L.L.C.

PlainCredit places MST Financial Services, L.L.C. at #573 of 656 debt collectors by CFPB debt-collection complaint volume (13th percentile), matching the Collectors directory ranking. MST Financial Services, L.L.C. has 112 debt-collection complaints on file with the CFPB, which represents 92.6% of the 121 total complaints the Bureau has received about this entity. Reports have originated from consumers in 14 states and territories, making this a geographically focused collection operation as measured by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Written notification about debt," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 99.2% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 18.2% ended with monetary or non-monetary relief to the consumer. In 29.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for MST Financial Services, L.L.C. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for MST Financial Services, L.L.C.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does MST Financial Services, L.L.C. have?

MST Financial Services, L.L.C. has 112 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #573 of 656 collectors by that volume.

Does MST Financial Services, L.L.C. respond to CFPB complaints on time?

CFPB complaints against MST Financial Services, L.L.C. show a 99.2% timely-response rate.

What issue do consumers cite most about MST Financial Services, L.L.C.?

Consumers most often name "Written notification about debt" when complaining about MST Financial Services, L.L.C..

How should I read MST Financial Services, L.L.C.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about MST Financial Services, L.L.C.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.