2026 data Public-data reference. official source

Security Credit Services, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-SECURITY-CREDIT-SE Security Credit Services, LLC

2,495 DC complaints · rank #42/656 · 99.7% timely

  • DC 2,495
  • RANK #42/656
  • TIMELY 99.7%
  • RELIEF 0%
  • DISPUTE 28.7%
  • STATES 52
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO EOS Holdings, Inc.

Photo peer: EOS Holdings, Inc. (2,486)

EOS Holdings, Inc.2,486Phoenix Financial Services L…2,465Credit Control, LLC2,452Security Credit Services, LL…2,495
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Security Credit Services, LLC's 2,495 debt-collection complaints sit next to EOS Holdings, Inc. (2,486) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Security Credit Services, L… →

Debt Collection Complaint Breakdown

I do not know 1,539
Other debt 434
Credit card debt 306
Payday loan debt 49
Telecommunications debt 44
Other (i.e. phone, health club, etc.) 32
Credit card 25
Auto debt 20
Rental debt 15
Private student loan debt 13
Medical debt 7
Auto 3
Payday loan 3
Mortgage 1
Mortgage debt 1
Federal student loan debt 1
Medical 1
Federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 1,192
2.Written notification about debt 504
3.Incorrect information on your report 441
4.Took or threatened to take negative or legal action 328
5.False statements or representation 303
6.Improper use of your report 174
7.Problem with a company's investigation into an existing problem 145
8.Problem with a credit reporting company's investigation into an existing problem 57
9.Communication tactics 48
10.Cont'd attempts collect debt not owed 47

Company Responses

Closed with explanation 3,355
Closed 6
Consumers who disputed the response 28.7%

Complaints by Year

Year Complaints
2013 6
2014 21
2015 21
2016 39
2017 94
2018 146
2019 131
2020 109
2021 186
2022 173
2023 291
2024 625
2025 1,150
2026 369

Complaints by State (Top 15)

Texas 670
Georgia 359
Florida 338
California 247
New York 166
Pennsylvania 139
Illinois 127
South Carolina 107
Alabama 107
Louisiana 102
North Carolina 84
Michigan 73
Maryland 70
Ohio 63
New Jersey 63

What the CFPB Record Shows for Security Credit Services, LLC

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Security Credit Services, LLC ranks #42 of 656 debt collectors by debt-collection complaint volume (94th percentile), using the same dc_complaints sort as the Collectors directory. 2,495 debt-collection complaints against Security Credit Services, LLC appear in the CFPB record - 74.2% of the 3,361 complaints filed about this entity. The 52 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 99.7%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 28.7% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Security Credit Services, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Security Credit Services, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Security Credit Services, LLC have?

The CFPB extract lists 2,495 debt-collection complaints against Security Credit Services, LLC (#42 of 656 collectors by volume).

Does Security Credit Services, LLC respond to CFPB complaints on time?

Security Credit Services, LLC's timely response rate on CFPB complaints is 99.7%.

What issue do consumers cite most about Security Credit Services, LLC?

The most-cited issue in complaints about Security Credit Services, LLC is "Attempts to collect debt not owed."

How should I read Security Credit Services, LLC's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.