CFPB Consumer Complaint Profile

Stallings Financial Group, Inc.

Consumers have filed 125 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

125
Total complaints
Mid-range
0
Last 12 months
98.4%
Timely response
Above median
16
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Stallings Financial Group, Inc. sits at #1205, with 125 complaints logged. It posts a 98.4% on-time response rate, the 52nd percentile among companies with 100+ complaints.

#1205
of 3,843 companies by volume
98.4%
on time (52nd pctile)
Debt collection
most-complained product
16
states with complaints
D
PlainCredit Trust Score
41/100
Stallings Financial Group, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.4%
Share of complaints answered within the CFPB response window
Dispute Rate F 39.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.8%
Share of complaints closed with monetary or non-monetary relief

Stallings Financial Group, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.4% Higher than most higher than 52% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Stallings Financial Group, Inc. timely response rate 98.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 37
Debt collection - Medical 27
Debt collection - I do not know 22
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 20
Debt collection - Other (i.e. phone, health club, etc.) 9
Debt collection - Other debt 4
Credit reporting or other personal consumer reports - Credit reporting 4
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1
Debt collection - Credit card debt 1

Top Issues

1.Attempts to collect debt not owed 34
2.Cont'd attempts collect debt not owed 19
3.Written notification about debt 17
4.Incorrect information on your report 12
5.Disclosure verification of debt 12
6.Problem with a credit reporting company's investigation into an existing problem 8
7.Improper contact or sharing of info 5
8.False statements or representation 5
9.Communication tactics 5
10.Took or threatened to take negative or legal action 3

Complaints by Year

Year Complaints
2013 1
2014 6
2015 26
2016 7
2017 12
2018 7
2019 4
2020 17
2021 11
2022 16
2023 18

Complaints by State (Top 15)

Georgia 97
Florida 3
Nevada 3
Alabama 3
Mississippi 2
Kentucky 2
Pennsylvania 2
Tennessee 2
Texas 2
California 1
AS 1
GU 1
Illinois 1
New York 1
Arizona 1

Company Responses

Closed with explanation 117
Closed 5
Untimely response 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Stallings Financial Group, Inc.

Stallings Financial Group, Inc. carries 125 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 16 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Stallings Financial Group, Inc. posts a 98.4% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 39% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0.8%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Stallings Financial Group, Inc. have?

The CFPB has logged 125 complaints against Stallings Financial Group, Inc. to date, of which 0 came in over the last 12 months.

Does Stallings Financial Group, Inc. respond to complaints on time?

CFPB complaints against Stallings Financial Group, Inc. draw a 98.4% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Stallings Financial Group, Inc.?

Among all products tied to Stallings Financial Group, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Stallings Financial Group, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Stallings Financial Group, Inc. - see all issues and counts above.

How do I file a complaint against Stallings Financial Group, Inc.?

You can file a complaint against Stallings Financial Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Stallings Financial Group, Inc.?

The CFPB has recorded complaints against Stallings Financial Group, Inc. from 16 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Stallings Financial Group, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (39% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026