2026 data Public-data reference. official source

Fidelity Capital Holdings, Inc

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-FIDELITY-CAPITAL-H Fidelity Capital Holdings, Inc

463 DC complaints · rank #194/656 · 43.1% timely

  • DC 463
  • RANK #194/656
  • TIMELY 43.1%
  • RELIEF 0.2%
  • DISPUTE 38.3%
  • STATES 41
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Credit Card Receivables Fun…

Photo peer: Credit Card Receivables Fund Incorporated (463)

Credit Card Receivables Fund…463Bonneville Billing and Colle…465Rausch Sturm LLP465Fidelity Capital Holdings, I…463
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Fidelity Capital Holdings, Inc's 463 debt-collection complaints sit next to Credit Card Receivables Fund Incorporated (463) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Fidelity Capital Holdings,… →

Debt Collection Complaint Breakdown

I do not know 115
Other debt 109
Other (i.e. phone, health club, etc.) 77
Medical debt 56
Medical 55
Rental debt 19
Credit card debt 14
Mortgage debt 8
Auto debt 7
Auto 2
Credit card 1

Top Complaint Issues

1.Attempts to collect debt not owed 130
2.Cont'd attempts collect debt not owed 82
3.Written notification about debt 77
4.False statements or representation 72
5.Incorrect information on your report 47
6.Disclosure verification of debt 42
7.Took or threatened to take negative or legal action 32
8.Communication tactics 22
9.Problem with a credit reporting company's investigation into an existing problem 17
10.Improper use of your report 12

Company Responses

Closed with explanation 511
Untimely response 52
Closed 5
Closed with non-monetary relief 1
Consumers who disputed the response 38.3%

Complaints by Year

Year Complaints
2013 14
2014 42
2015 44
2016 60
2017 50
2018 46
2019 50
2020 45
2021 60
2022 44
2023 47
2024 24
2025 36
2026 7

Complaints by State (Top 15)

California 319
Texas 43
Florida 34
Georgia 23
New York 14
Pennsylvania 11
Oklahoma 8
Tennessee 8
Ohio 8
Virginia 7
Alabama 7
Colorado 6
New Jersey 6
Nevada 6
North Carolina 6

What the CFPB Record Shows for Fidelity Capital Holdings, Inc

PlainCredit places Fidelity Capital Holdings, Inc at #194 of 656 debt collectors by CFPB debt-collection complaint volume (71st percentile), matching the Collectors directory ranking. 463 debt-collection complaints against Fidelity Capital Holdings, Inc appear in the CFPB record - 81.4% of the 569 complaints filed about this entity. The 41 states and territories represented make this a nationwide operation by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

Within the Bureau's 15-day response window, this company answers 43.1% of forwarded complaints. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. 0.2% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 38.3% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Fidelity Capital Holdings, Inc → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Fidelity Capital Holdings, Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Fidelity Capital Holdings, Inc have?

463 debt-collection complaints name Fidelity Capital Holdings, Inc in this CFPB extract - corpus rank #194/656.

Does Fidelity Capital Holdings, Inc respond to CFPB complaints on time?

The timely-response rate for Fidelity Capital Holdings, Inc in this extract is 43.1%.

What issue do consumers cite most about Fidelity Capital Holdings, Inc?

The most-cited issue in complaints about Fidelity Capital Holdings, Inc is "Attempts to collect debt not owed."

How should I read Fidelity Capital Holdings, Inc's CFPB complaint record?

Fidelity Capital Holdings, Inc's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.