2026 data Public-data reference. official source

Todd, Bremer & Lawson, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

85
Debt Collection Complaints
83.3%
of All Complaints
99%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 23
Other debt 18
Federal student loan debt 13
Other (i.e. phone, health club, etc.) 12
Private student loan debt 11
Non-federal student loan 4
Federal student loan 2
Medical debt 1
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 33
2.False statements or representation 14
3.Communication tactics 12
4.Written notification about debt 9
5.Cont'd attempts collect debt not owed 5
6.Improper contact or sharing of info 5
7.Took or threatened to take negative or legal action 4
8.Dealing with my lender or servicer 3
9.Problem with a credit reporting company's investigation into an existing problem 3
10.Incorrect information on your report 3

Company Responses

Closed with explanation 102
Consumers who disputed the response 36.4%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 5
2015 5
2016 8
2017 5
2018 5
2019 3
2020 5
2021 12
2022 10
2023 10
2024 15
2025 12
2026 6

Complaints by State (Top 15)

Florida 23
Texas 18
Virginia 17
Colorado 6
California 4
Georgia 4
North Carolina 4
Alabama 3
Utah 3
Michigan 2
Illinois 2
Tennessee 2
Louisiana 2
Missouri 2
Indiana 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Credit reporting or other personal consumer reports - Credit reporting 4
Student loan - Private student loan 3
Student loan - Federal student loan servicing 3
Student loan - Non-federal student loan 2
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Todd, Bremer & Lawson, Inc.

The CFPB has logged 85 debt-collection complaints against Todd, Bremer & Lawson, Inc., 83.3% of the 102 complaints filed against this entity overall. Consumers in 24 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 99% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 36.4% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Todd, Bremer & Lawson, Inc. have?

The CFPB has logged 85 debt-collection complaints against Todd, Bremer & Lawson, Inc., 83.3% of all complaints filed against this company.

Does Todd, Bremer & Lawson, Inc. respond to complaints on time?

Todd, Bremer & Lawson, Inc. has a 99% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does Todd, Bremer & Lawson, Inc. provide relief to consumers?

Todd, Bremer & Lawson, Inc. closed 0% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Todd, Bremer & Lawson, Inc. primarily collect?

"Other debt" is the debt type Todd, Bremer & Lawson, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Todd, Bremer & Lawson, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Todd, Bremer & Lawson, Inc. active?

Todd, Bremer & Lawson, Inc. has received consumer complaints from 24 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.