Pacific Credit Exchange Corporation
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Auto debt
CFPB collection forwarding receipt
Forwarded record DC-PACIFIC-CREDIT-EXC Pacific Credit Exchange Corporation
85 DC complaints · rank #639/656 · 100% timely
- DC 85
- RANK #639/656
- TIMELY 100%
- RELIEF 16%
- DISPUTE 0%
- STATES 10
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Todd, Bremer & Lawson, Inc.
Volume peers
Photo peer: Todd, Bremer & Lawson, Inc. (85)
Pacific Credit Exchange Corporation's 85 debt-collection complaints sit next to Todd, Bremer & Lawson, Inc. (85) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Pacific Credit Exchange Cor… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 2 |
| 2016 | 2 |
| 2017 | 4 |
| 2018 | 5 |
| 2019 | 4 |
| 2020 | 9 |
| 2021 | 27 |
| 2022 | 25 |
| 2023 | 12 |
| 2024 | 30 |
| 2025 | 25 |
| 2026 | 5 |
Complaints by State (Top 15)
What the CFPB Record Shows for Pacific Credit Exchange Corporation
PlainCredit places Pacific Credit Exchange Corporation at #639 of 656 debt collectors by CFPB debt-collection complaint volume (3rd percentile), matching the Collectors directory ranking. 85 debt-collection complaints against Pacific Credit Exchange Corporation appear in the CFPB record - 56.7% of the 150 complaints filed about this entity. The 10 states and territories represented make this a geographically focused operation by complaint volume. Consumers most frequently describe "Auto debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
The company's timely response rate is 100%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 16% closed with monetary or non-monetary relief to the consumer. In 0% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Pacific Credit Exchange Corporation → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Pacific Credit Exchange Corporation: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (85 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (0% here).
Frequently asked questions
How many CFPB debt-collection complaints does Pacific Credit Exchange Corporation have?
The CFPB extract lists 85 debt-collection complaints against Pacific Credit Exchange Corporation (#639 of 656 collectors by volume).
Does Pacific Credit Exchange Corporation respond to CFPB complaints on time?
Pacific Credit Exchange Corporation's timely response rate on CFPB complaints is 100%.
What issue do consumers cite most about Pacific Credit Exchange Corporation?
"Attempts to collect debt not owed" is the leading issue tag on Pacific Credit Exchange Corporation's CFPB complaint record.
How should I read Pacific Credit Exchange Corporation's CFPB complaint record?
These figures summarize what consumers filed with the CFPB about Pacific Credit Exchange Corporation. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.