2026 data Public-data reference. official source

Ballybunion Enterprises, Inc

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other (i.e. phone, health club, etc.)

83
Debt Collection Complaints
58.5%
of All Complaints
87.3%
Timely Response
2.1%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 26
Other (i.e. phone, health club, etc.) 25
Other debt 24
Credit card debt 5
Payday loan debt 3

Top Complaint Issues

1.Attempts to collect debt not owed 19
2.Took or threatened to take negative or legal action 16
3.Taking/threatening an illegal action 14
4.Incorrect information on your report 14
5.Problems when you are unable to pay 12
6.Managing the loan or lease 12
7.Written notification about debt 10
8.False statements or representation 8
9.Communication tactics 4
10.Improper contact or sharing of info 4

Company Responses

Closed with explanation 125
Untimely response 14
Closed with monetary relief 3
Consumers who disputed the response 25.4%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 8
2015 32
2016 17
2017 16
2018 8
2019 4
2020 6
2021 15
2022 11
2023 3
2024 5
2025 15
2026 1

Complaints by State (Top 15)

California 20
Florida 15
Georgia 11
Texas 10
North Carolina 8
South Carolina 7
Michigan 5
Virginia 5
Kansas 5
Alabama 5
Colorado 5
Nevada 4
New Jersey 4
New York 4
Maryland 3

Other Complaint Types

Consumer Loan - Installment loan 25
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 14
Payday loan, title loan, or personal loan - Installment loan 5
Credit reporting or other personal consumer reports - Credit reporting 5
Credit card or prepaid card - Store credit card 2
Payday loan 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Ballybunion Enterprises, Inc

83 debt-collection complaints against Ballybunion Enterprises, Inc appear in the CFPB record - 58.5% of the 142 complaints filed about this entity. The 35 states and territories represented make this a multi-state operation by complaint volume. "Other (i.e. phone, health club, etc.)" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 87.3% of forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Of resolved cases, 2.1% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 25.4% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Ballybunion Enterprises, Inc have?

83 debt-collection complaints against Ballybunion Enterprises, Inc appear in the CFPB record - 58.5% of the company's total complaint volume.

Does Ballybunion Enterprises, Inc respond to complaints on time?

Ballybunion Enterprises, Inc has a 87.3% timely response rate.

Does Ballybunion Enterprises, Inc provide relief to consumers?

2.1% of resolved complaints against Ballybunion Enterprises, Inc were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Ballybunion Enterprises, Inc primarily collect?

Based on CFPB complaint records, Ballybunion Enterprises, Inc's primary debt type is "Other (i.e. phone, health club, etc.)"; the complete breakdown is shown above.

What rights do I have against Ballybunion Enterprises, Inc?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Ballybunion Enterprises, Inc active?

CFPB data shows consumer complaints against Ballybunion Enterprises, Inc from 35 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.