2026 data Public-data reference. official source

Turning Point Solutions LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Payday loan

204
Debt Collection Complaints
90.3%
of All Complaints
99.6%
Timely Response
55.8%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 91
Payday loan 41
Payday loan debt 23
Other (i.e. phone, health club, etc.) 12
Other debt 11
Credit card debt 10
Credit card 7
Medical debt 4
Non-federal student loan 3
Medical 2

Top Complaint Issues

1.Communication tactics 65
2.Cont'd attempts collect debt not owed 41
3.Taking/threatening an illegal action 19
4.Attempts to collect debt not owed 18
5.False statements or representation 13
6.Written notification about debt 11
7.Improper contact or sharing of info 11
8.Threatened to contact someone or share information improperly 11
9.Disclosure verification of debt 8
10.Improper use of your report 5

Company Responses

Closed with non-monetary relief 120
Closed with explanation 98
Closed with monetary relief 6
Closed 2
Consumers who disputed the response 10.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 12
2014 68
2015 29
2016 16
2017 11
2018 10
2019 11
2020 5
2021 6
2022 11
2023 27
2024 7
2025 11
2026 2

Complaints by State (Top 15)

California 26
Texas 21
Florida 15
Tennessee 14
Michigan 10
Ohio 10
Georgia 9
Virginia 8
New Jersey 8
North Carolina 8
Wisconsin 6
Pennsylvania 5
South Carolina 5
Arizona 5
Kansas 5

Other Complaint Types

Payday loan 7
Credit reporting or other personal consumer reports - Credit reporting 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Other financial service - Refund anticipation check 2
Payday loan, title loan, or personal loan - Personal line of credit 1
Credit card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Turning Point Solutions LLC

The CFPB has logged 204 debt-collection complaints against Turning Point Solutions LLC, 90.3% of the 226 complaints filed against this entity overall. Consumers in 41 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. The most common debt type behind these complaints is "Payday loan," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Communication tactics," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 99.6% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. 55.8% of resolved cases against this company closed with some form of consumer relief, a relatively high ratio for the debt-collection segment. The response was formally disputed in 10.1% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Turning Point Solutions LLC have?

Turning Point Solutions LLC has 204 debt collection complaints filed with the CFPB, representing 90.3% of all complaints against this company.

Does Turning Point Solutions LLC respond to complaints on time?

99.6% of the CFPB complaints against Turning Point Solutions LLC get a response within the expected window. This is considered excellent.

Does Turning Point Solutions LLC provide relief to consumers?

Of resolved complaints against Turning Point Solutions LLC, 55.8% ended with consumer relief of some kind. This is a relatively high relief rate.

What type of debt does Turning Point Solutions LLC primarily collect?

Turning Point Solutions LLC primarily collects "Payday loan" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Turning Point Solutions LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Turning Point Solutions LLC active?

Consumers in 41 states and territories have filed CFPB complaints against Turning Point Solutions LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.