Turning Point Solutions LLC

CFPB Consumer Complaint Profile

226
Total Complaints
10
Last 12 Months
99.6%
Timely Response
41
States Affected
Turning Point Solutions LLC timely response rate 99.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 91
Debt collection — Payday loan 41
Debt collection — Payday loan debt 23
Debt collection — Other (i.e. phone, health club, etc.) 12
Debt collection — Other debt 11
Debt collection — Credit card debt 10
Payday loan 7
Debt collection — Credit card 7
Credit reporting or other personal consumer reports — Credit reporting 6
Debt collection — Medical debt 4

Top Issues

1.Communication tactics 65
2.Cont'd attempts collect debt not owed 41
3.Taking/threatening an illegal action 19
4.Attempts to collect debt not owed 18
5.False statements or representation 13
6.Written notification about debt 11
7.Improper contact or sharing of info 11
8.Threatened to contact someone or share information improperly 11
9.Disclosure verification of debt 8
10.Improper use of your report 5

Complaints by Year

Year Complaints
2013 12
2014 68
2015 29
2016 16
2017 11
2018 10
2019 11
2020 5
2021 6
2022 11
2023 27
2024 7
2025 11
2026 2

Complaints by State (Top 15)

California 26
Texas 21
Florida 15
Tennessee 14
Michigan 10
Ohio 10
Georgia 9
Virginia 8
New Jersey 8
North Carolina 8
Wisconsin 6
Pennsylvania 5
South Carolina 5
Arizona 5
Kansas 5

Company Responses

Closed with non-monetary relief 120
Closed with explanation 98
Closed with monetary relief 6
Closed 2

What the CFPB Complaint Record Shows for Turning Point Solutions LLC

The CFPB Consumer Complaint Database has logged 226 complaints against Turning Point Solutions LLC overall, with 10 of those filed in the trailing 12 months. Reports have come from consumers in 41 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Turning Point Solutions LLC's timely response rate stands at 99.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 10.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 55.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Turning Point Solutions LLC have?

Turning Point Solutions LLC has 226 total consumer complaints filed with the CFPB, with 10 filed in the last 12 months.

Does Turning Point Solutions LLC respond to complaints on time?

Turning Point Solutions LLC has a 99.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Turning Point Solutions LLC?

The most complained-about product for Turning Point Solutions LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Turning Point Solutions LLC?

The most common issue reported by consumers about Turning Point Solutions LLC is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Turning Point Solutions LLC?

You can file a complaint against Turning Point Solutions LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Turning Point Solutions LLC?

Consumers in 41 states and territories have filed complaints about Turning Point Solutions LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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