2026 data Public-data reference. official source

Amsher Collection Services, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

4,081
Debt Collection Complaints
80.2%
of All Complaints
98.4%
Timely Response
1.3%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 1,356
Other debt 1,220
Telecommunications debt 948
Other (i.e. phone, health club, etc.) 217
Medical debt 186
Credit card debt 85
Medical 47
Credit card 7
Payday loan debt 3
Rental debt 3
Auto debt 3
Auto 2
Federal student loan debt 2
Federal student loan 1
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 2,051
2.Written notification about debt 797
3.Incorrect information on your report 486
4.False statements or representation 405
5.Took or threatened to take negative or legal action 316
6.Improper use of your report 278
7.Cont'd attempts collect debt not owed 210
8.Communication tactics 152
9.Problem with a company's investigation into an existing problem 113
10.Problem with a credit reporting company's investigation into an existing problem 85

Company Responses

Closed with explanation 5,025
Closed with non-monetary relief 61
Closed with monetary relief 3
In progress 1
Consumers who disputed the response 12.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 8
2014 73
2015 109
2016 113
2017 191
2018 164
2019 180
2020 274
2021 358
2022 416
2023 580
2024 1,057
2025 1,369
2026 198

Complaints by State (Top 15)

Texas 671
Florida 616
California 539
Georgia 454
New York 314
Alabama 268
North Carolina 225
Ohio 198
Illinois 176
Pennsylvania 151
New Jersey 125
South Carolina 113
Michigan 109
Maryland 98
Virginia 94

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 587
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 376
Credit reporting or other personal consumer reports - Other personal consumer report 9
Credit reporting 7
Debt or credit management - Debt settlement 7
Checking or savings account - Checking account 5
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Amsher Collection Services, Inc.

The CFPB has logged 4,081 debt-collection complaints against Amsher Collection Services, Inc., 80.2% of the 5,090 complaints filed against this entity overall. Consumers in 55 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 98.4%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 1.3% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 12.5% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Amsher Collection Services, Inc. have?

4,081 debt-collection complaints against Amsher Collection Services, Inc. appear in the CFPB record - 80.2% of the company's total complaint volume.

Does Amsher Collection Services, Inc. respond to complaints on time?

98.4% of the CFPB complaints against Amsher Collection Services, Inc. get a response within the expected window. This is considered excellent.

Does Amsher Collection Services, Inc. provide relief to consumers?

Amsher Collection Services, Inc. closed 1.3% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Amsher Collection Services, Inc. primarily collect?

Amsher Collection Services, Inc. primarily collects "Other debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Amsher Collection Services, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Amsher Collection Services, Inc. active?

CFPB data shows consumer complaints against Amsher Collection Services, Inc. from 55 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.