Valentine and Kebartas, Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Other (i.e. phone, health club, etc.)
CFPB collection forwarding receipt
Forwarded record DC-VALENTINE-AND-KEBA Valentine and Kebartas, Inc.
162 DC complaints · rank #458/656 · 100% timely
- DC 162
- RANK #458/656
- TIMELY 100%
- RELIEF 0.5%
- DISPUTE 43.8%
- STATES 37
- ISSUE Communication tactics
- RESP Closed with explanation
- PHOTO Accelerated Financial Solut…
Volume peers
Photo peer: Accelerated Financial Solutions, LLC (162)
Valentine and Kebartas, Inc.'s 162 debt-collection complaints sit next to Accelerated Financial Solutions, LLC (162) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Valentine and Kebartas, Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 5 |
| 2014 | 19 |
| 2015 | 16 |
| 2016 | 36 |
| 2017 | 39 |
| 2018 | 12 |
| 2019 | 15 |
| 2020 | 15 |
| 2021 | 14 |
| 2022 | 8 |
| 2023 | 13 |
| 2024 | 13 |
| 2025 | 1 |
Complaints by State (Top 15)
What the CFPB Record Shows for Valentine and Kebartas, Inc.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Valentine and Kebartas, Inc. ranks #458 of 656 debt collectors by debt-collection complaint volume (30th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 162 debt-collection complaints against Valentine and Kebartas, Inc., 78.6% of the 206 complaints filed against this entity overall. Consumers in 37 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Other (i.e. phone, health club, etc.)" as the debt type behind their complaint about this collector. The specific issue named most is "Communication tactics," a reasonable starting point for understanding recurring friction with this collector.
The company's timely response rate is 100%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 0.5% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 43.8% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Valentine and Kebartas, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Valentine and Kebartas, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (162 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (43.8% here).
Frequently asked questions
How many CFPB debt-collection complaints does Valentine and Kebartas, Inc. have?
162 debt-collection complaints name Valentine and Kebartas, Inc. in this CFPB extract - corpus rank #458/656.
Does Valentine and Kebartas, Inc. respond to CFPB complaints on time?
The timely-response rate for Valentine and Kebartas, Inc. in this extract is 100%.
What issue do consumers cite most about Valentine and Kebartas, Inc.?
Consumers most often name "Communication tactics" when complaining about Valentine and Kebartas, Inc..
How should I read Valentine and Kebartas, Inc.'s CFPB complaint record?
These figures summarize what consumers filed with the CFPB about Valentine and Kebartas, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.