2026 data Public-data reference. official source

Servatus Corporation

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Auto debt

123
Debt Collection Complaints
73.7%
of All Complaints
100%
Timely Response
18.6%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 50
Auto debt 18
Credit card debt 16
Other (i.e. phone, health club, etc.) 12
Credit card 9
Other debt 9
Auto 4
Payday loan 2
Medical 1
Payday loan debt 1
Mortgage debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 27
2.False statements or representation 22
3.Written notification about debt 21
4.Incorrect information on your report 17
5.Took or threatened to take negative or legal action 14
6.Disclosure verification of debt 13
7.Communication tactics 12
8.Improper use of your report 11
9.Cont'd attempts collect debt not owed 11
10.Problem with a company's investigation into an existing problem 4

Company Responses

Closed with explanation 135
Closed with non-monetary relief 31
Closed 1
Consumers who disputed the response 43.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 5
2014 16
2015 12
2016 3
2017 8
2018 5
2019 10
2020 6
2021 25
2022 12
2023 4
2024 28
2025 28
2026 5

Complaints by State (Top 15)

Florida 36
California 30
Texas 27
Georgia 14
Pennsylvania 9
New York 7
Arizona 6
North Carolina 6
Ohio 4
Alabama 3
Illinois 3
Utah 3
Maryland 3
Washington 3
Massachusetts 2

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 20
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 15
Vehicle loan or lease - Loan 3
Consumer Loan - Vehicle loan 2
Credit card - General-purpose credit card or charge card 1
Bank account or service - Other bank product/service 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Servatus Corporation

123 debt-collection complaints against Servatus Corporation appear in the CFPB record - 73.7% of the 167 complaints filed about this entity. The 26 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Auto debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 18.6% closed with monetary or non-monetary relief to the consumer. In 43.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Servatus Corporation have?

123 debt-collection complaints against Servatus Corporation appear in the CFPB record - 73.7% of the company's total complaint volume.

Does Servatus Corporation respond to complaints on time?

Servatus Corporation has a 100% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does Servatus Corporation provide relief to consumers?

Of resolved complaints against Servatus Corporation, 18.6% ended with consumer relief of some kind.

What type of debt does Servatus Corporation primarily collect?

Based on CFPB complaint records, Servatus Corporation's primary debt type is "Auto debt"; the complete breakdown is shown above.

What rights do I have against Servatus Corporation?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Servatus Corporation active?

CFPB data shows consumer complaints against Servatus Corporation from 26 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.